Hiring || Functional Tester – Credit Cards & Payments Kolkata

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profile Job Location:

Kolkata - India

profile Monthly Salary: INR 300000 - 500000
Posted on: 2 hours ago
Vacancies: 1 Vacancy

Job Summary

Job Description: Functional Tester Credit Cards &
Payments Domain
Key Responsibilities
1. Functional Testing
Perform functional integration system and end-to-end testing for credit card
platforms and payment applications.
Validate card lifecycle processes such as application issuance authorization
clearing settlement collections rewards chargeback/disputes etc.
Execute test scenarios for payment instruments including credit cards debit cards
prepaid cards virtual cards and tokenized payments.
Test transaction flows across channels like POS e-commerce mobile wallets UPI
payment gateways and card networks.
2. Test Design & Documentation
Analyze BRDs FSDs and user stories to create detailed test plans test cases and
RTM.
Document test results defects and status reports using standard QA tools (JIRA
ALM Azure DevOps etc.).
Ensure test coverage and quality standards are met before release.
3. Domain Expertise
Understand card scheme rules (Visa Mastercard Amex RuPay) and
ISO8583/ISO20022 message formats.
Validate authorization fraud checks risk rules and transaction reconciliation.
Test settlement interchange fees billing cycles interest calculations refunds
reversals and adjustments.
Familiarity with regulatory frameworks (RBI/NPCI guidelines PCI-DSS
compliance).
Required Skills & Experience
35 years of experience in functional testing preferably in the banking fintech or
payments domain.
Strong understanding of credit card lifecycle card operations and payment
processing.
Experience testing payment gateways POS transactions and real-time payment
systems.
Knowledge of ISO message formats chargeback flows and reconciliation processes.
Ability to write SQL queries for test data validation.
Hands-on experience with defect management and test management tools.
Strong analytical and communication skills.


Required Skills:

Job Description: Functional Tester Credit Cards & Payments Domain Key Responsibilities 1. Functional Testing Perform functional integration system and end-to-end testing for credit card platforms and payment applications. Validate card lifecycle processes such as application issuance authorization clearing settlement collections rewards chargeback/disputes etc. Execute test scenarios for payment instruments including credit cards debit cards prepaid cards virtual cards and tokenized payments. Test transaction flows across channels like POS e-commerce mobile wallets UPI payment gateways and card networks. 2. Test Design & Documentation Analyze BRDs FSDs and user stories to create detailed test plans test cases and RTM. Document test results defects and status reports using standard QA tools (JIRA ALM Azure DevOps etc.). Ensure test coverage and quality standards are met before release. 3. Domain Expertise Understand card scheme rules (Visa Mastercard Amex RuPay) and ISO8583/ISO20022 message formats. Validate authorization fraud checks risk rules and transaction reconciliation. Test settlement interchange fees billing cycles interest calculations refunds reversals and adjustments. Familiarity with regulatory frameworks (RBI/NPCI guidelines PCI-DSS compliance). Required Skills & Experience 35 years of experience in functional testing preferably in the banking fintech or payments domain. Strong understanding of credit card lifecycle card operations and payment processing. Experience testing payment gateways POS transactions and real-time payment systems. Knowledge of ISO message formats chargeback flows and reconciliation processes. Ability to write SQL queries for test data validation. Hands-on experience with defect management and test management tools. Strong analytical and communication skills.


Required Education:

Qualification: Any Graduate/ Post GraduateAll the Qualification should be from Regular No Distance Course

Job Description: Functional Tester Credit Cards & Payments Domain Key Responsibilities 1. Functional Testing Perform functional integration system and end-to-end testing for credit card platforms and payment applications. Validate card lifecycle processes such as application issuance authorization ...
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Company Industry

IT Services and IT Consulting

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