Personal Lines Insurance Advisor (Sales)

About Rue Insurance

Rue Insurance is one of the largest independent insurance brokerages in the state of NJ having been established in 1917. We offer insurance solutions throughout NJ and PA with a focus on Mercer Bucks Burlington Middlesex Monmouth Ocean and Somerset counties and licenses in most states across the US. We consistently win Best Places to Work NJ and recently Best Places to Work Insurance a national designation. We have an exceptional and diverse company culture that has led to our average employee remining with us for over a decade. Our employees give 5-star customer service to our clients which in turn has fostered our sterling reputation.

About the Position

Rue Insurances Personal Insurance Advisors are responsible for selling personal insurance products to prospects and account rounding/upselling existing clients to promote profitable agency growth that meets or exceeds annual sales targets/goals. Quality of work must exemplify the best-in-class service standards established by Rue Insurance at all times.

Hybrid schedule available after 90 days

Reports to: Personal Lines Manager
Department/Unit: Personal Lines

Work Schedule & Classification: Full-time salaried (exempt) position

Salary: $50000 - $75000 Annually

Duties & Responsibilities include but are not limited to:

Handle incoming prospect calls walk ins and website leads for new business.

Generate new business opportunities by actively contacting prospects

Scheduling prospecting appointments to perform interactive sales presentations

Gather relevant personal information to provide quotes tailored to the specific needs of the client

Network with prospects by developing centers of influence outside the agency

Engage a flow of referrals and new business opportunities

Develop and utilize prospecting strategies to increase opportunities for new business

Review customers current insurance and recommend changes or improvements. Support the Rue Be Ready model by proactively seeking to discover client operational or exposure-based risk improvement opportunities making appropriate risk control or insurance coverage recommendations to address identified risks and following through to resolution.

Build and maintain client relationships and provide a consultative approach to account activity.

Reach or exceed annual sales targets/goals.

Recommend additional products to clients to ensure appropriate coverage is in place

Develop and maintain client relationships and provide oversight to account activity

Utilize the agency management system to document all client and prospect calls and selling activities

Utilize insurance company websites and comparative rating system

Deliver first-class customer service by setting clear expectations with the client and continually meeting or exceeding them

Process payments from clients and advise of different payment options that may be available from the carrier

Following process flows in the system including logging all activities in the system updating applications/ declaration pages and processing all correspondence (memos letters faxes email etc.) through the computer system

Be familiar with and follow agency E&O guidelines

Attend and participate in department and monthly company meetings

All other duties or projects as assigned by management

Qualifications & Education:

Bachelors degree preferred

Minimum of 3 years of personal lines insurance sales experience

Valid drivers license and satisfactory driving record

Property & Casualty License

Excellent written and verbal communication skills

Negotiation skills

Highly motivated

Team player

Basic computer knowledge and proficient with Microsoft Office

Knowledge of Applied Systems EPIC (preferred)

Knowledge of insurance company rating programs

Knowledge of a comparative rating system

Benefits:
Flexible Work Schedule

In office/ Remote Hybrid Work Schedule

401(k) with Match

Profit Sharing Plan

Medical with HRA/HSA

Dental

Vision

LTD

STD

Life Insurance

Accident Insurance

Critical Illness Insurance

AD&D Insurance

FSA

Identity Theft Insurance

And more..

Physical Requirements:

Must be capable of sitting for a long period of time working on a computer standing and walking.

Equal Opportunity Employer:

Rue Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.

This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.