Money Advisor West Richmond

About Beem Credit Unionâ

Beem is a new credit union with 80 years of history. Rising to the rapidly evolving challenges of the financial services industry and inspired by cooperative values our founding credit unions recognized that we can do more together. Beem means light. It means energy. It means a brighter financial future. United as Beem we are combining our strengths to better serve our members. As of January 1 2025 Beem will be one of BCs largest provincially regulated credit unions supporting the financial wellness of 193000 members from 66 branches across the province with $17 billion in assets under administration. Learn more about our journey at .

Looking to join a team of driven collaborative and positive professionals grow your career and contribute meaningfully to your community Sounds like this opportunity might be the perfect fit!

What this role is all about:

Money Advisor at West Richmond Branch

The primary purpose of this role is to provide high-quality financial advice and services to meet the needs of new and existing members. This is done by actively engaging members at their first point of contact to identify their financial needs and then promoting personal banking solutions along with meeting members core transactional needs. The Money Advisor maintains and grows the member portfolio by identifying members needs and referring them to our business partners as appropriate. The successful incumbent has an entrepreneurial spirit and takes personal initiative.

This role is based out of our beautiful West Richmond Branch located in Richmond BC a dynamic city in Metro Vancouver renowned for its diverse culture and stunning landscapes. Nestled along the Fraser River delta Richmond offers a perfect blend of urban convenience and natural beauty. From scenic waterfront views to lush parks like Minoru Park there are plenty of outdoor adventures to explore. With a vibrant community diverse culinary scene and easy access to both downtown Vancouver and nearby attractions Richmond is the ideal place to call home for those seeking an exciting yet tranquil lifestyle.

You will find success based on your ability to:
Emulate Beem Credit Union philosophy of finding practical solutions for our members in the four quadrants of Plan Save Borrow and Protect
Proactively engage members actively listening to their financial needs and finding solutions that anchor the relationship with Beem Credit Union
Develop build and maintain the members full relationship by providing optimum service
Educate and transition members to appropriate alternate delivery channels
Accurately complete service routines while identifying best practices and efficiencies
A self-starter who takes pride in delivering tracking and being rewarded for a high level of performance
Be a relationship builder who can develop internal and external relationships
Be passionate about building community relationships with your Beem Credit Union team and the community
Have the due diligence business acumen and knowledge of Beem Credit Unions policies and the regulatory environment to ensure we safeguard the companys assets
Taking professional pride in the branch premises and yourself ensuring that the member experience the best Beem Credit Union has to offer when they enter the branch.

Specific Accountabilities

1. Provides account services to members and process general daily banking transactions.
2. Opening personal accounts and ensuring information is accurately input. Processing of additional products associated with opening accounts cross selling related products.
3. Build full money relationships by analyzing member needs and finding solutions. Outlining benefits alternatives and advising on the best product and service match; actively cross selling credit union products to increase product and service penetration per member.
4. Conducting interviews with members to identify lending needs. Collects and compiles information relating to member loan applications including personal financial statements assets including real estate holdings deposits mutual funds and registered funds at other Financial Institutions. Conducts telephone and other credit checks. Makes recommendations concerning loan applications based on established lending principles.
5. Sells prepares and ensures accurate processing of deposit/investment products and services including Term Deposits RRSPs RRIFs RESPs and related transactions and the withdrawal of the aforementioned. Monitors and handles the re-investment of special rate term deposits.
6. Looks for opportunities to consolidate business from other financial institutions and strengthen banking relationship with Beem Credit Union. Refers members to Beem Credit Union Insurance and Wealth Management staff when appropriate.
7. Resolves problems with members accounts and deposit instruments using sound judgment to make timely and effective decisions that consider both short- and long-term risks impacts and outcomes.
8. Reviews all reports as assigned to identify variances and required action; refers problem areas to Management for resolution.
9. Composes routine member correspondence.
10. Makes outbound calls for mortgage and deposit product renewals as well as marketing campaigns as assigned to increase retention and member product penetration.
11. Establishes a high personal standard of performance by contributing to Branch metrics and service standards and actively participating as a team player in all branch programs including driving your own development and career.


Primary Contacts and Relationships

To carry out the functions of this position primary external contacts include:
Members and potential members.
Other credit unions banks and trust companies.
Central 1 Clearing Treasury Funds Transfer etc.
Suppliers and Vendors cheque supply companies cash suppliers alarm companies stationary suppliers etc.
Government and Regulatory Bodies such as Revenue Canada.

Skills Knowledge and abilities:

Technical competency

Excellent verbal and written communication skills
Highly organized with the ability to prioritize and multitask.
Ability to learn and teach new computer programs quickly and easily
Strong business acumen demonstrating an understanding of risk principles business operations and the critical components of business success.
Excellent knowledge of the products and services provided by Beem Credit Union and competitors
Demonstrated knowledge of financial principles and ability to apply relevant policies as well as legal and regulatory principles in the conduct of business activities.
Flexible work arrangement may be required.

Behavior Competency

This position will require the demonstration of a solid behavioral skill base including the following:
Self Confidence
Problem Solving and Judgment
Initiative
Information Seeking
Impact and Influence
Conceptual Thinking
Teamwork and Co-Operation
Customer Service Orientation
Adaptability to Change
Results Orientation
Listening Understanding & Responding

Education & Experience

Minimum 2 3 years job related experience
Back to Basics - Lending Program
Financial Planning I to be completed with 6 months of start date
A degree in Business Administration or related area is preferred
CUIC 210: Consumer & Residential Mortgage Lending is preferred
A combination of education and experience will be considered.
Ability to speak Mandarin and/or Cantonese will be a definite asset

What will you gain:

• Competitive base salary; reviewed annually. The starting salary for this position is $46504.60
• Benefits and Vacation pay

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration sparks ideas and fosters inclusivity.
• Own It: You are ready to take charge drive change and deliver outstanding results.
• Lead with Agility: You are a dynamic adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore learn and shape the future.

Ready to join

Visit us at to learn more about what its like to work for Beem Credit Union! We sincerely thank all applicants for their interest; however only shortlisted candidates will be contacted for an interview.

We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage all qualiïed candidates to apply. We are committed to a fair and equitable hiring process for all candidates. All applications are reviewed by a member of our team.

Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation decolonization and building strong connected relationships.

Required Experience:

Unclear Seniority