Mortgage Loan Originator
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Job Location:
Watkinsville, GA - USA
Monthly Salary:
Not Disclosed
Posted on:
12 hours ago
Vacancies:
1 Vacancy
Job Summary
Overview
The Mortgage Loan Originator (MLO) is responsible for conforming mortgage loan production throughout the assigned concentration and source of business is secondary conforming self-sourced mortgage business. Acts as an advisor to potential and existing mortgage customers. Maximize production with referrals from local builders real estate agents contractors affinity partners and past clients. Ensure an exceptional customer experience is maintained with all potential and existing customers. Ensure all aspects of conforming mortgage applications are in compliance with all applicable state and Federal laws regulations and bank policies and procedures.
Principal Duties & Responsibilities:
Consistently meets and exceeds individual and/or team sales goals including but not limited to deposit loans and other as applicable.
Increase conforming loan applications through marketing and generating referrals from centers of influence previous customers and client referrals.
Introduce their self-sourced customers to other lines of business within the bank.
Drive business development outside of retail branch network through real estate agents homebuilders relocation services cold calling etc.
Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.
Qualifications
- 2-4 years of mortgage sales experience.
Thorough understanding of underwriting criteria and guidelines.
Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.
Strong knowledge of conforming loan programs products and industry regulations.
Excellent communication and interpersonal skills.
Self-motivated goal-oriented and able to work independently.
Strong computer skills and competence in Microsoft Office.
Must have professional appearance and demeanor at all times.
Education
- Bachelors Degree in Business Real Estate or related field.
- An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.
Special Instructions to Candidates
- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
- Please view Equal Employment Opportunity Posters here.
- The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
- Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at or by e-mail at.
Key Skills
- Loan Origination
- Sales Experience
- Microsoft Office
- Financial Services
- Customer Service
- Organizational skills
- Communication skills
- Military Experience
- Fair Housing Regulations
- Inside Sales
- Outside Sales
- Word Processing
About Company
Florida's iconic community bank with a global reach, trusted and admired by our clients for our people-centric culture.
