Community Development Loan Officer West Springfield, MASS

Location:

Job Summary
The Community Development Mortgage Loan Officer (CDLO) assists clients with the origination of residential mortgage loans offering tailored advice and analysis to meet their home lending needs and financial goals. The CDLO is responsible for developing referral sources to grow KeyBanks home lending business and client base. Success in this role is measured by meeting or exceeding sales goals while maintaining high standards of client satisfaction and loan quality.

Essential Functions

• Prospect home lending business to build and develop new client loan originations and relationships.
• Originate and process a targeted number of family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines. Provide clients with detailed information about various mortgage options interest rates and terms to help them make informed decisions
• Gather documents at the time of registering a loan and remain the primary point of contact for the client during the loan process.
• Maintain high standards of client satisfaction and quality ensuring sales/originator systems and workflows are efficiently controlled.
• Develop and maintain deep knowledge of KeyBank products services and competitive offerings.
• Maintain proficiency on sales/originator systems and develop efficient workflows.
• Keep informed of trends and developments in the real estate market and mortgage industry.
• Works in a branch environment to provide in-person client services 4 days/week to include participating in morning huddles and end of day debriefs on targeted days.
• Performs other duties as assigned; duties responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures including without limitation acting professionally at all times conducting business ethically avoiding conflicts of interest and acting in the best interests of Keys clients and Key.

Education

• Bachelors Degree Business related field or equivalent experience (preferred)

Work Experience

• 3 years Experience as a loan officer in 1st mortgage production (preferred)
• 3 years Working knowledge of FNMA FHLMC FHA VA TIL regulations Equal Credit Opportunity Act RESPA regulations local and state real estate and finance laws (preferred)

Skills

• Excellent communication skills both written and verbal.
• Demonstrated strong customer service skills.
• Proficient in sales and service skills; including tele-consulting prospecting networking and COI relationship management.
• .Strong financial acumen
• Generate new mortgage business and manage the loan origination process from initial application through to closing.
• Navigate the home mortgage process from application to closing providing advice on interest rates and repayment terms.
• Proficiency in sales/originator systems and workflow management.

Core Competencies

• All KeyBank employees are expected to demonstrate Keys Values and abide by Keys Code of Conduct.

Physical Demands

• General Office - Prolonged sitting ability to communicate face to face in person or on the phone with teammates and clients frequent use of PC/laptop occasional lifting/pushing/pulling of backpacks computer bags up to 10 lbs.

Driving Requirements

• May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid drivers license required.

Work Location Category

• Branch

COMPENSATION AND BENEFITS

Please click here for a list of benefits for which this position is eligible.

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