Compliance Lead

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Safeguard the companys license to operate and build customer trust by embedding scalable tech-forward compliance frameworks (SARLAFT/SARC KYC Consumer Protection) into our products enabling sustainable growth while ensuring 100% adherence to all regulatory requirements.

What you will do

• Complete a full regulatory gap analysis and implement a remediation plan for all High priority items within 90 days presenting a prioritized 6-month compliance roadmap to the C-suite and Board.

• Implement a Compliance by Design framework into the product development lifecycle within 6 months reducing pre-launch compliance review time by 30% and ensuring zero regulatory breaches on new product rollouts.

• Optimize and automate core compliance processes (e.g. KYC onboarding transaction monitoring) within 12 months reducing manual review caseload by 40% while improving the accuracy of SARLAFT/UIAF reporting.

• Assume ownership of all regulatory reporting (Superintendencia Financiera UIAF) and external audits achieving 100% on-time accurate submissions and a No Significant Findings result in the next external audit cycle.

• Develop and deploy an engaging fintech-specific compliance training program (covering SARLAFT Data Privacy Consumer Protection) within 6 months achieving 100% company-wide completion and certification.

What were looking for

• Proven progressive experience in compliance risk or legal roles within a regulated financial institution

  • Possesses 6 years of experience in compliance risk or legal roles.

  • Has at least 3 years in a senior compliance function within a regulated Colombian entity (Bank Compañía de Financiamiento or regulated fintech).

  • Direct hands-on experience interfacing with financial regulators (e.g. Superintendencia Financiera de Colombia UIAF). A proven track record as a registered Compliance Officer or Alternate is a major plus.

  • Deep subject matter expertise in SARLAFT/AML/CFT SARC Consumer Protection and Data Privacy (Habeas Data) regulations.

  • Proven experience building or scaling a compliance program successfully moving from manual processes to automated tech-enabled controls.

• Possesses solid expertise in the Colombian regulatory framework

  • Meets all requirements to be formally registered (posesionarse) as the Alternate Compliance Officer (Oficial de Cumplimiento Suplente) before the SFC.

  • Has deep subject matter expertise in SARLAFT/AML/CFT SARC Consumer Protection and Data Privacy (Habeas Data).

  • Masters the specific regulations applicable to a Compañía de Financiamiento (SARLAFT SARC Data Privacy Consumer Protection).

  • Acts as a confident and credible primary contact for regulators including the Superintendencia Financiera and UIAF.

  • Translates complex regulatory circulars into clear business requirements and actionable tickets for engineering and product teams.

  • Understands the intent of regulations allowing for application to novel tech-driven financial products.

• Track record of building compliance functions from the ground up

  • Has proven hands-on experience establishing foundational policies (SARLAFT SARC Data Privacy) and moving from manual processes to automated controls.

  • Is willing to be both the strategist and the doer (scrappy) building systems controls and teams from scratch.

  • (Nice to have) Has experience supporting a new financial institution licensing process or was part of a foundational compliance team in its early days.

• Demonstrates ability to influence and manage key stakeholders

  • Builds trusted influential relationships with senior business leaders (Product Engineering Growth) to embed compliance as a strategic enabler.

  • Effectively challenges and is challenged by business partners gaining buy-in for necessary controls without being a blocker.

  • Has successfully managed complex regulatory inquiries responses and audits under pressure.

  • Represents the companys compliance posture authoritatively and professionally during audits and regulatory inquiries.

• Demonstrates the ability to be a Pragmatic Problem-Solver

  • Articulates innovative and compliant solutions (Yes if...) rather than just identifying risks (No).

  • Designs practical controls and testing frameworks for new products that satisfy legal requirements and meet business speed-to-market goals.

  • Translates complex regulatory risks into actionable business-friendly recommendations.

  • Effectively navigates ambiguity in regulatory guidance to find a compliant path forward for product development.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Technical assessment (30 min)
  A session to assess your skills using SQL one of our team members will ask you to solve different exercises using your SQL experience

• Step 3: Deep Dive Interview (30 min)
  Youll meet future colleagues and cross-functional team members to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.