Principal Product Manager

San Francisco, CA - USA

Monthly Salary: Not Disclosed

Posted on: 5 hours ago

Vacancies: 1 Vacancy

Job Summary

At SoFi were on a mission to help our members get their money right and become a Top 10 Financial institution. Beyond that we aim to become the AWS of Banking building the platforms that power the Financial Services industry and were starting with core banking.

Were looking for a Principal Product Manager Treasury and Financial Platform to lead the product vision roadmap and execution of the financial platform infrastructure that powers the companys accounting treasury and ledger systems. Your mission is to build the foundational plumbing that enables consistent scalable and auditable financial flows across all business units (e.g. payments billing risk forecasts). Youll work closely with engineering finance accounting risk & compliance and product teams to define and deliver core capabilities such as general ledger schemas transaction models reconciliation reporting and internal APIs.

Key Responsibilities

Define a long-term product vision and roadmap for the financial / treasury platform: ledger subledger reconciliation cash flows intercompany currency conversion etc.
Collaborate with cross-functional partners (finance accounting compliance tax risk ops) to elicit requirements surface pain points and align on trade-offs.
Identify and drive near-term opportunities to abstract General Ledgers accounting and settlement functions from legacy mainframe systems to a cloud-based architecture while automating existing reconciliation processes and improving efficiency
Serve as the voice of the internal customer (other product teams business units) deeply understand their needs for financial data consistency and extensibility.
Specify product features (user stories API contracts schemas workflows) and drive technical design tradeoffs with engineering.
Lead the end-to-end delivery lifecycle: from discovery prototyping through development QA and rollout.
Define success metrics (e.g. data consistency incidents reconciliation gap latency adoption of new ledger versions internal developer velocity).
Manage backward compatibility migrations and versioning strategies for ledger / schema changes.
Ensure high reliability scalability and auditability of financial platform components.
Balance incremental improvements with strategic infrastructure investments (e.g. modular architecture event sourcing real-time pipelines).
Drive internal enablement: documentation SDKs onboarding change management for platform consumers.
Monitor and mitigate risks: data integrity issues version mismatches compliance regulatory changes.
Validate assumptions via pilots or internal experiments before large-scale rollouts.
Engage with leadership and stakeholders to communicate roadmap tradeoffs and status.

What youll need

Bachelors degree or higher ideally in a technical finance or quantitative field.
8 years of product management experience ideally with consumer fintech personal finance or intelligent assistant products.
Deep domain knowledge or exposure to accounting general ledger subledger cash management reconciliation processes. Able to partner credibly with Treasury Finance and Accounting stakeholders to define outcomes ideally with exposure to CFA-level concepts
Significant experience and deep understanding of financial infrastructure ERP environments banking general ledgers accounting systems financial reconciliation and money movement systems such as ACH and Wire
Experience with multi-currency intercompany accounting tax or foreign exchange
Experience managing large-scale migrations or re-platforming efforts
High degree of ownership and a strong bias for action in driving initiatives to completion
Uses data to proactively identify and validate problems and focus on needle-moving solutions
Passionately advocates for the end user experience deeply understands their needs and pain points and designs solutions that prioritize their satisfaction and trust.
Not afraid to dive into the details and perform hands-on tasks as needed. Combines strategic thinking with practical execution.
Exceptional collaboration skills with a proven ability to influence cross-functional teams build consensus and foster strong working relationships with stakeholders.
Excellent verbal and written communication skills capable of effectively presenting complex information to various audiences including executive leadership.
Proven ability to develop and execute comprehensive long-term strategies understanding complex systems and navigating regulatory landscapes to achieve business objectives.

Required Experience:

Staff IC

Key Responsibilities

Define a long-term product vision and roadmap for the financial / treasury platform: ledger subledger reconciliation cash flows intercompany currency conversion etc.
Collaborate with cross-functional partners (finance accounting compliance tax risk ops) to elicit requirements surface pain points and align on trade-offs.
Identify and drive near-term opportunities to abstract General Ledgers accounting and settlement functions from legacy mainframe systems to a cloud-based architecture while automating existing reconciliation processes and improving efficiency
Serve as the voice of the internal customer (other product teams business units) deeply understand their needs for financial data consistency and extensibility.
Specify product features (user stories API contracts schemas workflows) and drive technical design tradeoffs with engineering.
Lead the end-to-end delivery lifecycle: from discovery prototyping through development QA and rollout.
Define success metrics (e.g. data consistency incidents reconciliation gap latency adoption of new ledger versions internal developer velocity).
Manage backward compatibility migrations and versioning strategies for ledger / schema changes.
Ensure high reliability scalability and auditability of financial platform components.
Balance incremental improvements with strategic infrastructure investments (e.g. modular architecture event sourcing real-time pipelines).
Drive internal enablement: documentation SDKs onboarding change management for platform consumers.
Monitor and mitigate risks: data integrity issues version mismatches compliance regulatory changes.
Validate assumptions via pilots or internal experiments before large-scale rollouts.
Engage with leadership and stakeholders to communicate roadmap tradeoffs and status.

What youll need

Bachelors degree or higher ideally in a technical finance or quantitative field.
8 years of product management experience ideally with consumer fintech personal finance or intelligent assistant products.
Deep domain knowledge or exposure to accounting general ledger subledger cash management reconciliation processes. Able to partner credibly with Treasury Finance and Accounting stakeholders to define outcomes ideally with exposure to CFA-level concepts
Significant experience and deep understanding of financial infrastructure ERP environments banking general ledgers accounting systems financial reconciliation and money movement systems such as ACH and Wire
Experience with multi-currency intercompany accounting tax or foreign exchange
Experience managing large-scale migrations or re-platforming efforts
High degree of ownership and a strong bias for action in driving initiatives to completion
Uses data to proactively identify and validate problems and focus on needle-moving solutions
Passionately advocates for the end user experience deeply understands their needs and pain points and designs solutions that prioritize their satisfaction and trust.
Not afraid to dive into the details and perform hands-on tasks as needed. Combines strategic thinking with practical execution.
Exceptional collaboration skills with a proven ability to influence cross-functional teams build consensus and foster strong working relationships with stakeholders.
Excellent verbal and written communication skills capable of effectively presenting complex information to various audiences including executive leadership.
Proven ability to develop and execute comprehensive long-term strategies understanding complex systems and navigating regulatory landscapes to achieve business objectives.

Required Experience:

Staff IC

Key Skills

Time Management
Data Analytics
Analytical
Agile
Requirement Gathering
Strategic thinking
Visio
Communication
Problem Solving
Market Research
UML
Cross Functional Teams

Apply Now

About Company

SoFi

Why do 10M+ members trust SoFi? Financial solutions for school, marriage, starting a family, home buying, retirement, or whatever’s next. Member FDIC.

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