Software Engineer, Capital Marketplace
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Job Location:
San Mateo, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
22 hours ago
Vacancies:
1 Vacancy
Job Summary
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team
We are seeking a Software Engineer to join our Capital Marketplace engineering various teams. The Capital Marketplace vertical is the fuel that power Upstarts AI based lending operations. Spread across five dynamic high performance teams; Capital Marketplace is in charge of onboarding and maintaining Capital Marketplace relations with both our Lending Partners and Investors. We provide both our internal and external business partners with reports forecasting financial reporting and help optimize the connection between our customer base and the funding suppliers.
Youll collaborate with engineers and cross-functional teams such as Product Analytics Lending Partnerships and Capital Marketplace on a wide range of projects that grow your skills in full stack development cloud platforms and financial systems.
Position Location -This role is available in the following locations: Remote San Mateo Columbus Austin
Time Zone Requirements - This team operates across all U.S. time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups Upstart will cover all travel related expenses.
How youll make an impact:
- Collaborate with product managers engineers and business stakeholders to deliver projects that align with business goals
- Assist in the design development and maintenance of self-service tools that enhance the investor experience
- Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
- Develop scalable reliable systems that meet the needs of both internal users and external investors
- Ensure security performance and availability of our critical platforms
- Participate in code reviews testing and the deployment of high-quality code
What were looking for:
- Minimum requirements:
- 3-5 years of experience in software development with a strong focus on full-stack development distributed systems and APIs
- Design build and maintain scalable APIs services and UIs that enable partners to access performance data operational workflows and program controls.
- Experience with some or many of the following: Ruby on Rails Kotlin PostgreSQL React Vercel Python
- Experience with cloud platforms (AWS GCP Azure) and deploying applications in a cloud native environment
- Experience with microservices architecture and real-time data processing pipelines (Kafka Spark or similar)
- Familiarity with database technologies such as SQL and data warehousing solutions
- Good communication and teamwork skills with the ability to work effectively with cross-functional teams
- Preferred qualifications:
- Experience in capital markets financial services or a related industry with a strong understanding of market structures and regulations
- Prior experience or demonstrated enthusiasm for working on internal tools
- History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
- Nice to haves:
- Experience working with large datasets data modeling and building robust data pipelines
- Experience with data tools like ClickHouse Databricks dbt Redshift and Looker
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites all-company updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LI-REMOTE
#LI-Associate
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Key Skills
- Spring
- .NET
- C/C++
- Go
- React
- OOP
- C#
- Data Structures
- JavaScript
- Software Development
- Java
- Distributed Systems
About Company
Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit!
