Senior Credit Specialist, Commercial Lending – Melbourne
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Job Location:
Monthly Salary:
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
At ING were passionate about helping businesses succeed. Our SME Lending team delivers market-leading broker and customer experiences driven by innovation collaboration and a high-performance culture.
As a Senior Credit Specialist Commercial Lending Melbourne youll be a key player in ensuring a seamless origination process for SME loans. This role goes beyond credit assessmentits about driving operational excellence building strong broker relationships and shaping process improvements that define the future of SME Lending.
Youll manage a dynamic pipeline of applications resolve bottlenecks and work closely with internal teams and external partners to keep deals moving. Your expertise will help brokers structure proposals navigate complex credit scenarios and achieve successful outcomes.
Youll also lead on risk management compliance and quality assurance ensuring every decision aligns with INGs standards and strategic goals. Beyond day-to-day operations youll contribute to automation initiatives support financial performance and represent ING at broker eventsreinforcing our reputation as a trusted partner in the SME market.
What youll do
- Manage the SME loan pipeline to meet SLAs and adjust priorities as needed.
- Pre-vet package and submit lending applications accurately and compliantly.
- Build and maintain strong broker relationships for smooth deal origination.
- Collaborate with internal teams to ensure efficient end-to-end deal flow.
- Drive process improvements to enhance broker and customer experience.
- Support risk compliance audit and quality standards across all activities.
What were looking for
- Extensive experience in retail banking or financial services (5 years) ideally in commercial lending (residential experience will be considered)
- Exceptional credit assessment skills and understanding of commercial lending processes.
- Proven ability to lead and implement change initiatives effectively.
- Excellent analytical problem-solving and communication skills.
- Ability to manage multiple priorities under pressure while maintaining attention to detail.
- Tertiary qualifications and experience with complex business structures are a plus.
Whats in it for you
- Discounted ING Health Insurance
- An additional Rest Day to support your wellbeing
- An IMPACT day to volunteer on approved sustainability activity
About Us
At ING were all about making life simpler and more rewarding - for the people who bank with us the team members who work with us and the communities were proud to support. Joining ING means stepping into an environment where your individuality isnt just welcomed - its celebrated. Weve built a culture thats fun inclusive and supportive giving you the freedom to be yourself so you can do your thing.
Whether youre taking ownership of exciting projects thinking outside the box or working with global colleagues youll find ING is the kind of place where growth isnt just a possibility; its a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace youll feel the difference in how we value and champion our people.
We make hiring decisions based on your skills capabilities and how you align with our values - not on ticking every box. So if youre interested but dont meet all the criteria we encourage you to apply. Were invested in fostering a diverse and inclusive workplace where everyone feels like they belong. Were your alliesin helping you do your thingduring the recruitment process so let us know if you require any support or adjustments when you apply. Let us know if youd like to chat with an LGBTQ Confidential contact.
Sound like your kind of vibe We cant wait to hear from you!
(One last note: We operate using a direct talent sourcing model so no agency introductions please.)
ING is Australias most recommended bank according to RFI Globals Consumer Atlas Survey JanuaryJune 2025 (n 29510) when compared to customers of the 10 largest ADIs operating in Australia.
Need more
Applications close 19th November 2025
#LI-DNI
Required Experience:
Senior IC
Key Skills
- Forecasting
- Hyperion
- Cost Management
- Construction Estimating
- QlikView
- Bus Driving
- Analysis Skills
- HubSpot
- Salesforce
- Market Research
- negotiation
- Financial Planning
About Company
ING Global Career Opportunities - Welcome to 'careers at ING'. We give you the space to develop yourself as an intern, trainee and professional. Check out our opportunities. Jump on!
