Ascentium Syndications Credit Analyst

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Job Description:

At Ascentium Capital the Syndications Credit Analyst is responsible for reviewing analyzing and evaluating credit in addition to gathering inputting and examining customer financial data with the aim of securing financing through outside lending partners. This position also prepares loan origination packages submits to lenders and manages the decision documentation and funding processes.

Ascentium Capital a division of Regions Bank provides convenient access to financing for business equipment and technology and serves small organizations to Fortune 500 companies with programs that benefit manufacturers distributors and direct to businesses nationwide. Our finance specialization covers several segments including technology healthcare hospitality franchise commercial vehicles and other markets. We strive to be the premier provider of customized finance programs that add value to our customers businesses.

Primary Responsibilities

• Reviews analyzes and evaluates credit
• Gathers inputs and analyzes customer financial data
• Pre-screens applicants to determine credit worthiness
• Works with syndicate partners to attain credit approval
• Prepares lease/loan origination packages for internal/external underwriter reviews
• Generates lease/loan documents in an accurate and timely manner to maintain the established business process
• Manages internal and external sales transactions through the funding process
• Fosters an open dialogue and strong working relationships with the Sales Representatives Intermediary Sources Potential Customers Vendor Service Representative Department Customer Service Asset Management Group and other groups to ensure internal and external customer satisfaction
• Partakes in the assessment of lease/loan product goals/objectives to optimize utilization of human and financial resources to achieve corporate financial goals
• Works closely with the senior management on all business opportunities and issues related to the lease and loan product
• Provides input feedback and recommendations to senior management for enhancement of the lease and loan product
• Participates in meetings with other units/departments to provide input and improve the process

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelors degree or equivalent in related field
• One (1) year of related experience

Preferences

• Bachelors degree in Accounting or Finance or related field
• Business to business lending or related industry experience

Skills and Competencies

• Ability to manage multiple priorities
• Ability to learn additional systems as needed
• Ability to research analyze data and derive facts
• Ability to work in a team environment when applicable
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel Word PowerPoint Outlook etc.)
• Strong attention to detail and proof-reading skills
• Strong verbal written communication and organizational skills
• Strong work ethic and self-motivation

This position may be filled at a higher level depending on the candidates qualifications and relevant experience.

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsAscentium Kingwood

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