Treasury & Capital Markets Manager

Since our founding we have redefined how people approach small-dollar loansdelivering over $1 billion in funding to more than 1 million customers issuing over 4 million loans and saving our customers more than $500 million.

At Possible were building a new type of consumer finance company; one that helps our customers stay out of debt rather than profit from their staying in it. We are a Public Benefit Corporation with the mission to help communities unlock economic mobility through affordable credit products crafted to improve financial health for generations. Join the team thats making our goal a reality.

The Role

Reporting to the Director of Treasury & Capital Markets youll lead day-to-day treasury operations liquidity forecasting and lender reporting - partnering closely with Strategic Finance on forecasting and capital planning Accounting on reconciliations and close and Data Science on data pipelines and reporting automation.

Youll use SQL and data tools to build automated reports analyze cash positions and improve visibility into funding flows. Youll also gain exposure to capital markets transactions by supporting modeling diligence and structuring. This opportunity offers significant influence and responsibility for an individual who is actively involved technically proficient and eager to make a substantial contribution to a fast-expanding enterprise.

What Youll Do

Treasury Operations & Liquidity Management

• Own daily cash positioning intercompany funding and short-term funding across entities and bank accounts
• Build and maintain short- and long-term liquidity forecasts with Strategic Finance Accounting and Data Science; investigate and explain variances
• Build and automate treasury and funding reports using SQL; build and maintain dashboards for balances movements yield and covenant metrics
• Optimize interest income and monitor bank fees; recommend improvements to account structure and services
• Maintain strong internal controls reconciliations and documentation rigor
• Administer banking platforms (user access/entitlements) and support account openings closures and KYC updates

Facility Operations & Lender Reporting

• Own warehouse facility reporting including borrowing base covenant and compliance packages as well as forward flow reporting including weekly remittance and month-end reports; coordinate data pulls across finance accounting risk and data teams
• Manage routine facility operations (funding requests settlements remittances confirmations) with a bias for automation and accuracy
• Track and communicate LOC/credit facility activity (draws repayments) and liquidity buffers

Capital Markets (Learn & Support; prior light exposure helpful)

• Support analytics modeling diligence and playbook building for new or expanded facilities (warehouse forward flow ABS venture debt)
• Participate in structuring conversations with lenders alongside the Director/CFO; grow into co-owning workstreams over time

Cross-Functional Partnership & Systems

• Partner with Strategic Finance on capital planning scenario modeling and company-wide operating model inputs
• Collaborate with Accounting on cash reconciliations journal entries intercompany settlements and close
• Work with Data Science and Credit Risk to align liquidity forecasts & lender reporting with portfolio performance and automate data pipelines
• Evaluate and help implement TMS (e.g. Kryiba)/automation and improve ERP integrations (e.g. NetSuite)
• Support payment initiatives to onboard new payment partners and streamline processes (ACH RTP debit rail)

Skills & Qualifications

• Demonstrated ability in Treasury Capital Markets FP&A or banking; fintech or lending experience preferred
• Sophisticated SQL required; strong Excel/financial modeling; experience with BI or automation tools a plus
• Solid understanding of accounting reconciliations and treasury standard methodologies
• Experience preparing lender/investor reporting; exposure to structured finance and familiarity with borrowing base & forward flow mechanics preferred
• Process-improvement attitude with strong documentation and data hygiene
• Clear communicator who can translate complex data into actionable insights for executives and external partners
• Bachelors degree or equivalent experience in Finance Accounting Economics or Data Analytics; MBA CPA or CTP a plus
• Curious accountable and hungry to learn and to contribute

This is a Hybrid position. We work in our centrally located office in downtown Seattle three days a week (M T and Th).

The compensation range for this role is $130000 to $145000. We also offer significant stock options comprehensive benefits a bonus plan commuter benefits and an excellent office space with complimentary drinks and food options.

Possible Finance is on a mission to help communities break the debt cycle and unlock economic mobility for generations to come!

With the backing of our venture investors Union Square Ventures Canvas Ventures Euclidean Capital and Unlock Venture Partners a dedicated following of hundreds of thousands of customers and an extraordinary team we are unwavering in our fight for financial fairness. As one of only a few FinTech Public Benefit Corporations weve baked our dual dedication to building a profitable and socially impactful company into our charter;we only succeed when our customers do too. Give us a shout if youd like to help us ship financial products that protect consumers from predatory lending practices and promote economic health.

Possible Finance is dedicated to financial fairness and community empowerment. We welcome diverse perspectives and experiences to help us achieve our mission of unlocking economic mobility for generations to come.

Learn more about us as a Public Benefit Company.