Mortgage Closer | Sage Home Loans

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profile Job Location:

Charlotte, VT - USA

profile Monthly Salary: Not Disclosed
Posted on: 12 hours ago
Vacancies: 1 Vacancy

Job Summary

This role requires a hybrid schedule and will be based in our South Charlotte NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

As a Mortgage Loan Closer atSage Home Loansyoullplay a key role in delivering seamlessaccurate andtimelyloan closings that reflect our mission to make mortgage simple. This role embodies our valuesputting clients firstthrough exceptional servicethinking like an ownerby managing each detail with care and accountability andwinning the right waybymaintainingintegrity and compliance in every across teams to ensure every closing experience is clear efficient and human-centered always striving toget better every dayand leave thewoodpile higher than you found it.

What Youll Do

  • Serve as a key point of contact for all parties throughout the closing process including Loan Officers Realtors Borrowers Attorneys and Title Companies.
  • Manage loan closings to meet contract deadlines and rate lockexpirationdates.
  • Close Conventional FHA and VA residential mortgages.
  • Ensure loan files and documentationcomply withcompany investor and regulatory standards.
  • Verify that documents are drawn within posted turn times and consistently meet deadlines.
  • Process a minimum of 3 files per day during standard business operations with flexibility for changing volume as directed by management.
  • Reconcile and approve Closing Disclosures ensuring accuracy and compliance.
  • Review Closing Disclosures with borrowers and schedule closings.
  • Prepare and deliver complete compliant closing packages.
  • Maintain organized andaccuratedigital filing of all documentation using system checklists and job aides.
  • Collaborate with processing underwriting and post-closing departments to resolve issues and ensure completeness of closing packages.
  • Develop an in-depth understanding of the entire loan lifecycle toanticipateand manage dependencies within the closing process.
  • Perform other duties as assigned.
  • Maintain customer satisfaction scores of 4.75 or higher.

What Were LookingFor

  • Solid understanding ofTRID guidelinesand compliancerequirements.
  • Experience withConventional FHA and VAloan programs (preferred).
  • Working knowledge ofEncompassloan origination software (preferred).
  • Exceptional attention to detail and commitment to accuracy.
  • Strong written and verbal communication skills.
  • Ability to manage multiple priorities independently while meeting deadlines.
  • Proactive and dependable work ethic witha strong senseof urgency.

Compensation

  • USA Compensation Range: $31.25


*Note actual compensation is based on geographic location qualifications and experience.

Additionally the following benefits are provided by Red Ventures subject to eligibility requirements.

  • Health Insurance Coverage (medical dental and vision)
  • Life Insurance
  • Short and Long-Term Disability Insurance
  • Flexible Spending Accounts
  • Paid Time Off
  • Holiday Pay
  • 401(k) with match
  • Employee Assistance Program
  • Paid Parental Bonding Benefit Program
  • Flexible Paid Time Off (PTO): We believe time torestand recharge is we offer a generous and flexible PTO -time employeesaccrue20 daysof PTO for a full calendar year annually with an increase to25 daysafter five years of service.

WhoWe Are:

Sage Home Loans Corporationis a digital mortgage lender solution redefiningthe mortgageorigination experience. By buildingnew technologysolutionswerecreating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.

Founded in 2000 Red Ventures (RV) is home to a diverse portfolio of industry-leading brands and businesses strategicpartnershipsand proprietary technology includingSage Home LoansBankrate Lonely Planet The Points GuyBestCollegesand more. Together RV helps millions of people worldwide make lifes most important decisionsacceleratesdigital adaptation and innovates the online consumer experience by improving every step of the consumer journey fromfirstdiscovery of information throughout the decision-making process to transactions. Headquartered south of Charlotte NC Red Ventures employs thousands of people across the US and Puerto Rico with international offices in the UK and Brazil. For more information visitand follow @RedVentures on social platforms.

At Red Ventures we believe diverse inclusive teams are better. To help you better understand our core values and beliefs we encourage you to watch this brief YouTube video:Our Belief Statements. This will giveyouinsight into the principles that guide our work and our commitment to fostering an inclusive environment.

We offer competitive salaries and a comprehensive benefits program for full-time employees including medical dental and vision coverage paid time off life insurance disability coverage employeeassistanceprogram 401(k) plan and a paid parental leave program.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race creed color religion gender sexual orientation gender identity/expression national origin disability age genetic information veteran status marital status pregnancy or any other basis protectedby law. Employment at Red Ventures is based solely on a personsmeritand qualifications.

We are committed toprovidingequal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation whereappropriate. Should you requirea reasonableaccommodation toapplyorparticipatein the job application or interview process please contact

If you are based in California we encourage you to read thisimportant informationfor California residents linkedhere.

This role requires a hybrid schedule and will be based in our South Charlotte NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.As a Mortgage Loan Closer atSage Home Loansyoullplay a key role in delivering seamlessaccurate andtimelyloan closings that...
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