Junior Financial Analyst
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Job Location:
Philadelphia, PA - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
About Us:
Perpay is a certified B Corp and Philadelphias most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade we have established strong product-market fit and a profitable efficient operating model across a suite of products positioning Perpay as the premier financial partner for consumers with subprime credit.
With over 500000 customers who have utilized more than $1 billion in spending power we are at a pivotal moment. We are scaling our operations building new offerings and deepening our impact. We are looking for teammates eager to join us on this journey.
Our venture partners include First Round Capital and L Catterton.
Products weve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration operating from our unique center-city Philadelphia office. This comfortable home away from home space offers river views and fosters rapid product development strong relationships and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office we offer sensible flexibility for personal needs such as sick children or urgent errands and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission collaboration equity and generous perks Perpay is the best place to be in Philadelphia right now.
About the Role:
We are seeking an accountable motivated and detail-oriented Junior Financial Analyst to join Perpays Finance & Accounting Team. The ideal candidate will be responsible for analyzing business trends preparing financial models maintaining the general ledger and providing insights to support our strategic financial decisions. This role requires strong quantitative skills along with the ability to distill complex information and communicate it effectively. As a key contributor to this team you will work closely with our Accounting and Analytics functions to strategize and report on various business initiatives metrics and ad hoc projects.
Our greatest strength is our people and wed love for you to be one of them!
Responsibilities:
- Provide support in the financial modeling of our existing operations and key initiatives
- Own and drive various strategic ad hoc projects and analyses while partnering closely with Analytics Risk Marketing and Operations
- Assist in maintaining the general ledger and preparation of the financial statements
- Own and champion process improvement efforts to streamline financial planning and budget management procedures to drive efficiency and accuracy
What Youll Bring:
- Bachelors or Masters degree in Finance Economics or a related field having graduated inor graduating in 2026
- Excel proficiency (e.g. core functions & formatting lookup & analysis tools pivot tables)
- Strong analytical skills and attention to detail
- A winning mentality and willingness to go the extra step to get the job done right
- Growth mindset - looking to continuously learn and develop
Hey we know not everybody checks all the boxes so if youre interested please apply because you could be just what were looking for!
What Well Bring to Full-time Team Members:
- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan and very reasonable premium for the buy-up option)
- 4% employer 401k match
- Unlimited PTO policy
- Remote weeks around major holidays extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs 4 days / week
- Gym subsidy
- Paid cell phone plan
- Student loan repayment program
- Relocation assistance
- Generous team member discounts
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race religion color national origin gender identity sexual orientation sex (including pregnancy) marital status political affiliation age veteran status disability status or other non-merit factor. Please contact us at to request accommodation.
Required Experience:
Junior IC
