Lead Financial Crimes Investigator EDD

Location:

Job Summary
The Lead Financial Crimes Investigator conducts and makes decisions on investigations and/or reviews investigations for quality alerts related to suspicious activity or customer transaction and behavior patterns along with identifying potential onboarding and retention risk. Works independently with limited supervision from manager.

Essential Functions

• Working investigations or reviewing for quality alerts while verifying/validating customer information and transaction activity via internal and external systems based on scenario or customer type.
• Demonstrate strong investigative/analytical skills and be able to formulate and clearly articulate a supportable rationale behind the outcome of an investigation/review (i.e. SAR or customer retention decision) while complying with departmental procedures.
• Partner with the Lines of Business (LOB) to clarify and document risk factors associated with a client or banking relationship and/or resolve matters where the supporting documentation does not adequately describe risk associated with a client.
• Develop strong rapport and communication with Compliance/LOB partners.
• Identify and escalate information stemming from analysis and review that appears to be conflicting or inconsistent with a customers profile.
• Identify opportunities to improve the effectiveness and/or efficiency of policies procedures and/or processes and make the appropriate recommendations to management and take part in implementation
• Performs other duties as assigned; duties responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures including without limitation acting professionally at all times conducting business ethically avoiding conflicts of interest and acting in the best interests of Keys clients and Key.

Education

• High School Diploma or GED (required)
• Bachelors Degree in business administration criminal justice intelligence studies or other related field of study (preferred)

Work Experience

• 3 years of investigative relevant banking customer contact and/or law enforcement experience. (required)

Licenses and Certifications

• Certified Anti-Money Laundering Specialist (CAMS) (preferred)
• Certified Fraud Examiner (CFE) (preferred)

Skills

• Working knowledge of practices and policies governing disclosure of information about the organization its business activities and employees; ability to apply this knowledge appropriately to diverse situations.
• Working knowledge of processes tools and techniques for assessing and controlling an organizations exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations.
• Working knowledge of effective communication concepts tools and techniques; ability to effectively transmit receive and accurately interpret ideas information and needs through the application of appropriate communication behaviors.
• Working knowledge of collaborative techniques; ability to work with a variety of individuals and groups in a constructive and collaborative manner.
• Extensive experience with the necessity and value of accuracy; ability to complete tasks with high levels of precision.
• Basic understanding of major products and services and product and service groups; ability to apply knowledge of product and service appropriately to diverse situations.
• Working knowledge of the criticality of getting things done in spite of current circumstances and the ability to utilize assigned resources and leverage back-channel resources (individuals or teams) to achieve or exceed planned outcomes.
• Extensive experience with techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems.
• Extensive experience with the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment.
• Working knowledge of financial crimes policies and procedures; ability to prevent or report financial crime activities in banking and finance services.
• Working knowledge of financial crime situations; ability to utilize processes tools and techniques for detecting addressing and preventing financial crimes.
• Working knowledge of regulatory environment; ability to help an organization comply with regulations at the federal state and local level and follow the organization-specific policies and guidelines affecting business practices.
• Working knowledge of tools techniques and processes for gathering and reporting data; ability to practice them in a particular department or division of a company.
• Knowledge of anti-money laundering laws regulations and guidance (BSA KYC etc.)

Core Competencies

• All KeyBank employees are expected to demonstrate Keys Values and abide by Keys Code of Conduct.

Physical Demands

• General Office - Prolonged sitting ability to communicate face to face in person or on the phone with teammates and clients frequent use of PC/laptop occasional lifting/pushing/pulling of backpacks computer bags up to 10 lbs.

Work Location Category

• Hybrid (2 days)

Key has implemented a role-based Mobile by Design approach to our employee workspaces dedicating space to those whose roles require specific workspaces while providing flexible options for roles which are less dependent on assigned workspaces and can be performed effectively in a mobile a result this role may be mobile or home based which means you may work either at a home office or in a Key facility to perform your job duties.

COMPENSATION AND BENEFITS

Please click here for a list of benefits for which this position is eligible.

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