Lead Credit & Risk Analyst
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Job Location:
Monthly Salary:
Experience Required:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
About Yubi
Yubi formerly known as CredAvenue is re-defining global debt markets by freeing the flow of finance between borrowers lenders and March 2022 we became Indias fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.
Yubi Markets is a one stop platform for all wealth products & partners Yubi Markets an organization dedicated to the cause of wealth managers & financial advisors in Yubi Markets we understand that clients expect a one-stop shop experience when it comes to financial products (NCDs FDs PMS Mutual funds etc). We have therefore designed our platform likewise enabling partners and investors to manage needs from a single place. Yubi Group through its subsidiary Aspero specializes in high-rated short-term non-convertible debentures (NCDs) across the credit rating scale. Aspero offerings yield between 8% to 15% providing returns that outpace traditional investments like fixed deposits and mutual the last 4 years of our existence we have earned the trust & support of the wealth ecosystem. Our goal is to democratize access to high quality financial products to consumers in India through technology & enabling access to investors across categories.
Role Responsibilities
Comprehensive credit risk assessment of Yubis clients continuously through desk review and on-field monitoring.
Keep a close watch on allocated portfolio clients and identify early warning signs of credit deterioration.
Able to hold conversations and engage with clients senior management and present the clients credit profile to internal and external stakeholders to support their decision making.
Sector research to understand the operating environment of clients and present the research report to various stakeholders
Comprehensive credit risk assessment of Yubis clients continuously through desk review and on-field monitoring.
Keep a close watch on allocated portfolio clients and identify early warning signs of credit deterioration.
Able to hold conversations and engage with clients senior management and present the clients credit profile to internal and external stakeholders to support their decision making.
Sector research to understand the operating environment of clients and present the research report to various stakeholders
Requirements
Requirements:
Possess 5 years of credit assessment experience in Structured credit lending or credit monitoring teams of Banks /NBFCs / Fintechs / Debt funds / Credit rating agencies (or)Due diligence or transaction advisory teams of Big 4
Be brilliant with numbers analyzing financial statements managing and interpreting data and solving problems - to aid in credit underwriting.
Have excellent report writing and communication skills.
Possess a good eye for detail and have demonstrated the ability to work under tight timelines.
Be willing to travel pan-India for on-field monitoring of clients.
Preferred Qualification:Chartered Accountant
Required Skills:
Bachelors degree in Computer Science Engineering or related technical field Experience working on Start-up Product(B2BB2CSaas Space) Experience managing projects across cross-functional teams building sustainable processes and coordinating release schedules 3-5 years of experience with any of these skills ( DeveloperQA Product or any technical stream of SDLC) Experience in managing projects using project management software such as JIRA Trello or Asana Ability to work independently and manage multiple priorities Excellent communication and interpersonal skills
Company Industry
Internet Service Providers / Retail Appliances / Electrical and Electronic Equipment
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
