Credit Risk Associate Capital Markets

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Job Description:

At Regions the Credit Risk Analyst Capital Markets performs advanced credit risk analyst duties as a second line of defense function for the Regions Capital Markets business.

Primary Responsibilities

• Conducts complex identification measurement monitoring and reporting tasks related to the Capital Markets portfolio
• Designs develops and reports independent analyses
• Resolves a range of problems and analyses solutions using standard procedures
• Reviews credit approval packages in preparation for approval discussions. Provides summary of analysis and recommended questions for the meeting
• Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
• Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
• Reviews detailed reports to monitor loan performance. Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
• Reviews risk rating documentation and provides feedback
• Acts as a resource to the team on topics related to policies procedures servicing requirements and capital markets-related reports

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Bachelors degree in Business Finance Risk Management or related field
• Five (5) years of related experience
• Working knowledge of fundamental risk theories principles and concepts

Skills and Competencies

• Ability to learn additional systems as needed
• Ability to research analyze data and derive facts
• Ability to work in a team environment when applicable
• Ability to work under moderate guidance
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel Word PowerPoint Outlook etc.)
• Strong verbal written communication and organizational skills
• Strong work ethic and self-motivation

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

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Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsAtlanta Midtown

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