Job Description
Commercial Lead Analyst Personal Lending
Were partnered with a fast-growing forward-thinking financial services organisation thats reshaping the personal lending market. This is an opportunity to sit at the heart of commercial decision-making and make a visible impact in a data-driven high-growth environment.
As the Commercial Lead Analyst youll take ownership of performance insights and profitability modelling across the personal loans portfolio. This role blends commercial trading analysis strategic financial modelling and hands-on problem-solving ideal for someone who loves getting deep into the numbers and influencing outcomes.
What youll do
Be the go-to expert for understanding daily and weekly trading performance
Analyse trends investigate shifts in performance and explain the why behind the numbers
Own and enhance profitability modelling forecasting portfolio performance and unit economics
Work closely with Pricing Credit Finance and Product teams to shape strategy and optimise growth
Use SQL and (ideally) Python to build robust reporting and predictive tools
Present insights to senior stakeholders and influence decisions across the business
Balance fast-paced commercial trading work with longer-term strategic modelling initiatives
Youll have the autonomy to run your own analysis spot issues proactively and drive improvements while working alongside experienced data-literate leaders.
What were looking for
Proven experience in analytics commercial finance credit risk pricing trading analysis or a similar quantitative role
Exposure to financial services or lending (personal or commercial) is a bonus
Strong SQL skills; Python or coding experience is an advantage
Genuine commercial curiosity and the ability to turn data into decisions
Confident communicator with experience influencing stakeholders
Self-starter who enjoys solving problems and improving processes
Whats in it for you
salary (depending on experience)
Shares worth (performance-linked)
Hybrid working office attendance in Cardiff twice per month
Supportive ambitious culture with real career development opportunities
Chance to play a key role in the growth of a rapidly scaling lending business
Required Experience:
IC
Job DescriptionCommercial Lead Analyst Personal LendingWere partnered with a fast-growing forward-thinking financial services organisation thats reshaping the personal lending market. This is an opportunity to sit at the heart of commercial decision-making and make a visible impact in a data-driven...
Job Description
Commercial Lead Analyst Personal Lending
Were partnered with a fast-growing forward-thinking financial services organisation thats reshaping the personal lending market. This is an opportunity to sit at the heart of commercial decision-making and make a visible impact in a data-driven high-growth environment.
As the Commercial Lead Analyst youll take ownership of performance insights and profitability modelling across the personal loans portfolio. This role blends commercial trading analysis strategic financial modelling and hands-on problem-solving ideal for someone who loves getting deep into the numbers and influencing outcomes.
What youll do
Be the go-to expert for understanding daily and weekly trading performance
Analyse trends investigate shifts in performance and explain the why behind the numbers
Own and enhance profitability modelling forecasting portfolio performance and unit economics
Work closely with Pricing Credit Finance and Product teams to shape strategy and optimise growth
Use SQL and (ideally) Python to build robust reporting and predictive tools
Present insights to senior stakeholders and influence decisions across the business
Balance fast-paced commercial trading work with longer-term strategic modelling initiatives
Youll have the autonomy to run your own analysis spot issues proactively and drive improvements while working alongside experienced data-literate leaders.
What were looking for
Proven experience in analytics commercial finance credit risk pricing trading analysis or a similar quantitative role
Exposure to financial services or lending (personal or commercial) is a bonus
Strong SQL skills; Python or coding experience is an advantage
Genuine commercial curiosity and the ability to turn data into decisions
Confident communicator with experience influencing stakeholders
Self-starter who enjoys solving problems and improving processes
Whats in it for you
salary (depending on experience)
Shares worth (performance-linked)
Hybrid working office attendance in Cardiff twice per month
Supportive ambitious culture with real career development opportunities
Chance to play a key role in the growth of a rapidly scaling lending business
Required Experience:
IC
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