Senior Manager Balance Sheet Management
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Job Location:
Yearly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Let us tell you a bit about the opportunity:
This role plays a key part in strengthening the efficiency and effectiveness of Aldermores Treasury risk management function. Youll develop a strong understanding of our balance sheet and the frameworks that underpin our Capital Liquidity and ALM risk management. Acting as a critical guardian of the Groups liquidity and funding risks you will help shape the evolution of our ILAAP support the development of the annual Funding Plan and contribute to essential BAU activities including internal and regulatory reporting and regular liquidity forecasting.
You will also support the continued enhancement of our IRRBB and FTP capabilities owning or contributing to key ALM policies and procedures and helping to define the long-term strategic roadmap for this area.
What will your day look like
- Supporting / leading on delivery of the ILAAP document and contributions to the ICAAP.
- Applying risk appetite maintaining the L&F IRRB and FTP policies and implementing and monitoring an effective limits and control framework for ALM across the group.
- Documenting and reviewing the interpretation of new and existing regulatory interpretations and how they might impact our existing L&F or IRRBB frameworks.
- Contributing to an effective horizon scanning capability for regulatory developments that may impact L&F risk or IRRBB to ensure we continue to remain compliant with all existing and new regulation.
- Participating in the New Product Approval process to ensure appropriate L&F IRRBB and FTP treatment.
- Supporting / leading delivery of the annual Budget and Funding Plan and intra-year updates.
- Collaborating with FP&A to support Treasurys contribution to the planning and outlook process and identifying potential funding gaps and proposals for actions required to address them.
Risk Responsibilities:
- Identifying managing and supervising risk within defined risk appetite metrics and risk frameworks;
- Ensuring there are appropriate controls in place to manage and mitigate risk - balancing customer service and competitive positioning with those controls;
- Living the banks culture and risk culture encouraging balanced risk decisions in all activities and requiring compliance with all applicable policies laws and regulations; and
- Ensure all mandatory training is completed within the required timeframes for your respective business line.
What do we expect from you
- Experienced in at least one area of L&F Risk IRRBB or Capital.
- Excellent stakeholder management skills with ability to communicate clear asks from sometimes very complex or ambiguous regulation.
- Excellent time management and planning capabilities and able to appropriately prioritise multiple tasks and deliver to deadlines
- Strong excel word and powerpoint skills.
- Knowledge of or some prior experience of developing an ILAAP or IRRBB policy.
- Must have experience with UK retail banking and understand the broad framework of regulatory capital and liquidity within the BIPRU EBA / CRD IV Basel II and III as well as the recovery and resolution regulatory framework.
- Good knowledge and proven track record of effective design and implementation of liquidity risk management and stress testing as well as applicable regulation and reporting requirements.
What can you expect from us
- A friendly and flexible culture the same as how we work with our customers. Hybrid working model 2 days a week in the office
- A growing organisation that means theres lots of opportunities to progress
- A drive for continuous improvement which you will be empowered to get behind from day one.
- And of course you will be rewarded competitively with a good range of core benefits and bonus potential.
Let us tell you a bit more about us
Were Aldermore the award-winning bank trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages savings accounts and business finance solutions were backing more people to go for it.
We thrive by saying yes to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car van or motorbike.
This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Still curious
Join us and well make the same promises to you as a colleague as we do to each of our customers. Were committed to building a working environment that values respect diversity and compassion. We welcome people regardless of age disability gender identity marital status race faith or belief sexual orientation socioeconomic background and whether youre pregnant or on family leave.
Please note that we have a thorough referencing process which includes criminal record checks
The Company
We champion equality by supporting the exceptions to the rule and getting finance to where its needed.
We lend the money people save with us to people who want to get on in life; build businesses and create employment buy property for people to live and work in and purchase vehicles to move families and goods around.
Behaviour Framework
Our behavioural framework underpins our purpose and strategic drivers as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions Relationships That Last and Progressive Platform) outline what we need to do to succeed our behaviours guide us in your second interview well ask you to talk through some examples where youve demonstrated these behaviours in your previous roles.
The Benefits
As you would expect we offer a competitive basic salary and reward package and youll also benefit from our commitment to investing in your professional development throughout your journey with us.
Benefits vary across the business depending on the role you do but these will give you an idea of what to expect:
- Discretionary bonus scheme
- Aviva Digital GP
- Bus And Tram Benefit
- Employee Assistance Programme
- Eyecare Voucher & Display Screens/Desk Set-Up
- Flu Jab Vouchers
- Group Income Protection
- Life Assurance
- Metrolink Annual Pass & Clipper Ticket
- Microsoft Discounts
- Private Medical Insurance Shopping Discounts
- Toothfairy
- Your Workplace Pension
- Hybrid Working
- Critical Illness
- Cycle To Work
- Dental Insurance
- Give As You Earn
- Government Tax-Free Childcare Scheme
- Octopus Electric Vehicles
- Save Our Planet
- Season Ticket Loan
- Spouse Or Partner Life Assurance
- Technology
- Wearable Technology
- Wellbeing App
- Will Writing
Documents
Required Experience:
Senior Manager
Key Skills
- Maths skills
- Engineering Drawing
- Tape measure
- Aircraft Parts
- Aluminium
- HVAC
- Stainless Steel
- OSHA
- Construction Documents
- Hair Handlers
- Metallurgy
- Dexterity
- Handtools
- Drill Press
- Layout
About Company
Aldermore is an award winning bank with a range of specialist mortgages, savings accounts and business finance solutions. We champion equality by supporting the exceptions to the rule and getting finance to where it’s needed.
