Credit Analyst
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Job Location:
Fort Mill, SC - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
HOW YOU WILL MAKE AN IMPACT
This position would be responsible for supporting credit risk governance across all Business Units ensuring consistent application of Continentals credit policies. This role focuses on portfolio analytics financial risk assessment and exposure monitoring helping to safeguard company from risk and proactively identify market or customer trends that may impact credit performance.
- Key responsibilities include: conducting consolidated financial and credit analyses reviewing exposure limits preparing portfolio risk reports and monitoring critical credit KPIs such as exposure vs. limits collateral coverage.
- Perform consolidated financial and credit risk analyses across all Business Units integrating data from SAP. Assess customer performance sector risks and macroeconomic indicators to support decision-making and ensure early detection of potential credit deterioration.
- Monitor and evaluate portfolio KPIs including credit exposure vs. limits DSO overdue % collateral coverage and risk/payback metrics.
- Prepare periodic performance reports provide insights to management and ensure accurate data consistency for executive steering and governance reviews.
- Act at risk governance review exposure limits and recommend/collaborate credit policy adjustments based on customer performance and market conditions.
- Support discussions with stakeholders to balance growth opportunities with sound risk management.
- Ensure credit governance and compliance with corporate and local policies.
- Support internal/external audits coordinate responses and strengthen internal controls.
- Drive continuous improvement by sharing best practices and enhancing portfolio analytics and reporting capabilities.
SG 10 11
Qualifications :
WHAT YOU BRING TO THE ROLE
- Bachelors degree
- 3-5 years of related professional credit experience
- Strong analytical skills and mindset
- The ability to interpret economic and industry signals and provide a collaborative approach to align risk assessments with Sales and Finance
- Legal authorization to work in the U.S. is required. Continental is only able to offer visa support for internals individuals
- Can offer a relocation package if needed
ADDITIONAL WAYS TO STAND OUT
- 5-7 years of related experience
- Experience with Power BI
- SAP and CRM experience
- Strong risk financial and credit analysis experience
Additional Information :
All your information will be kept confidential according to EEO guidelines.
EEO-Statement:
EEO / Disabled / Protected Veteran Employer. Continental offers equal employment opportunities to all qualified individuals without regard to unlawful consideration to race color sex sexual orientation gender identity age religion national origin disability veteran status or any other status protected by applicable addition as a federal contractor Continental complies with government regulations including affirmative action responsibilities for qualified individuals with a disability and protected veterans where they apply. To be considered you must apply for a specific position for which Continental has a current posted job opening. Qualifying applications will be considered only for the specific opening(s) to which you apply. If you would like to be considered for additional or future job openings we encourage you to reapply for other opportunities as they become available. Further Continental provides reasonable accommodations to qualified individuals with a disability. If you need assistance in the application process please reply to or contact US Recruiting at . This telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation in the job application process. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes such as following up on an application or non-disability related technical issues will not receive a call back.
Ready to drive with Continental Take the first step and fill in the online application.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Continental develops pioneering technologies and services for sustainable and connected mobility of people and their goods. Founded in 1871, the technology company offers safe, efficient, intelligent and affordable solutions for vehicles, machines, traffic and transportation. In 2019, ... View more
