Risk Specialist

Job Summary:

We are seeking a highly organized and detail-oriented Risk Specialist to join our team in San Antonio Texas. This critical role will be responsible for overseeing all aspects of the organizations risk management with a strong focus on insurance procurement compliance with contractual requirements and the development of robust safety and operational risk mitigation programs. The ideal candidate will have the ability to multi-task and work in a fast-paced environment and possess a comprehensive understanding of commercial insurance lines regulatory compliance (including OSHA) and effective claims management.

Key Responsibilities:

• Insurance Program Management:
  • In collaboration with a risk management consultant manage the end-to-end procurement process for all lines of commercial insurance including Commercial General Liability Umbrella Employment Practices Liability (EPL) Errors & Omissions (E&O) Property & Casualty Cyber Workers Compensation Crime and other relevant coverages.
  • Collaborate effectively with insurance brokers to timely obtain compliant certificates of insurance upon renewal and ensure ongoing compliance.
  • Oversee and facilitate all insurance-related audits.
• Contractual Compliance & Documentation:
  • Review all property management agreements and commercial leases to meticulously identify and document specific insurance requirements.
  • Develop and maintain a comprehensive master list of all contractual insurance obligations and reporting requirements.
  • Verify that Vendor Compliance tools requirement aligns with existing property management agreements.
• Risk Mitigation & Policy Development:
  • Formulate implement and maintain corporate initiatives policies guidelines and programs to effectively identify control prevent and mitigate financial and operational risks.
  • Conduct regular risk assessments to identify potential exposures and recommend appropriate mitigation strategies.
  • Provide oversight for Standard Operating Procedures (SOPs) related to risk and safety.
  • Verify that Vendor Compliance tools requirements align with existing property management agreements.

Qualifications:

• Bachelors degree in Business Administration Risk Management Finance or a related field.
• 5 years of progressive experience in risk management insurance or a related compliance role preferably within a real estate or property management environment.
• Skilled at multitasking communicating effectively and driving tasks through to completion.
• Demonstrated experience managing a comprehensive commercial insurance program including working with brokers.
• Strong understanding of insurance policy structures terms and conditions.
• Proficiency in reviewing and interpreting legal documents such as leases and property management agreements to extract insurance requirements.
• Familiarity with RealPage Vendor Credentialing (or similar vendor compliance platforms) and their insurance verification processes.
• Knowledge of OSHA regulations and experience developing and implementing workplace safety programs.
• Excellent organizational skills with a meticulous attention to detail for manual tracking and record-keeping.
• Strong analytical and problem-solving abilities.
• Exceptional communication (written and verbal) and interpersonal skills to collaborate with internal teams external brokers and vendors.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• Relevant professional certifications (e.g. ARM CPCU) are a plus.