Principal Enterprise Architect

Columbus, NE - USA

Monthly Salary: $ 147800 - 347700

Posted on: 31-10-2025

Vacancies: 1 Vacancy

Job Summary

Every career journey is personal. Thats why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Principal Enterprise Architect helps define and drive the organizations architectural vision and roadmap. Play a pivotal role in aligning IT strategies with long-term business objectives.

Pillar distinctions:

Infrastructure Architecture: Lead the design of enterprise infrastructure strategies (e.g. cloud migrations disaster recovery) ensuring global scalability and compliance.

Application & Digital Architecture: Direct the architecture of digital ecosystems integrating next-generation technologies (e.g. AI blockchain) for customer impact.

Data Architecture: Oversee enterprise data strategies designing platforms for advanced analytics AI/ML and regulatory adherence.

Core Financial Platforms: Lead the architecture of core financial systems ensuring stability scalability and alignment with business product roadmaps.

Essential Job Functions

Develop and communicate a strategic enterprise architecture vision. - (20%)
Serve as the technical liaison between business units and IT departments. - (20%)
Lead efforts to modernize and streamline legacy architecture. - (20%)
Establish and enforce architectural best practices and standards. - (20%)
Provide executive-level presentations on architecture initiatives. - (20%)

Minimum Qualifications

Bachelors Degree in Computer Science Information Systems Engineering or related field.
8 years of experience in Information Technology.

Preferred Qualifications

Relevant certifications such as TOGAF or AWS Solutions Architect
Extensive Infrastructure & Security Expertise Demonstrated experience in designing and implementing enterprise-level infrastructure solutions with a strong understanding of security principles and patterns.
Cloud Architecture Experience Hands-on experience with cloud platforms preferably AWS with a solid grasp of cloud-native design deployment and operations.
Cross-Functional Collaboration Proven ability to engage with stakeholders across all levelsfrom lead developers to senior executivesacting as a strategic bridge to ensure alignment and shared understanding.
Strong Technical & Interpersonal Skills Ability to translate complex technical concepts into business value with excellent communication presentation and influencing skills.
Development Background Prior experience in software development including converting business requirements into code and effectively advocating for technical solutions and ideas.
Platform Enablement & Value Stream Engagement Experience working with platform enablement teams and supporting various value streams within the enterprise architecture landscape.
Polyglot Programming Skills Proficiency in Java and familiarity with multiple programming languages showcasing versatility in backend development and integration.
Integration & API Expertise Deep understanding of backend systems infrastructure data integration and API designincluding authentication mechanisms beyond the user interface level.
Networking Knowledge Familiarity with networking concepts and their application in enterprise environments.
Broad IT Landscape Exposure Experience across diverse areas of IT enabling a holistic architectural perspective.
Proof of Concept Development Ability to create and iterate on proof-of-concept solutions even when not directly involved in production code development.
Infrastructure as Code & Streaming Interfaces Experience deploying infrastructure as code implementing security patterns and working with streaming data interfaces.
Bachelors degree or equivalent education and / or experiencein computer Science Engineering Mathematics or related field.
In addition to minimum qualification fiveor more yearsIT Architecture; three years delivering architecture for large programs

Skills

Business Cases
Enterprise Architecture Framework
Solution Architecture
Business Alignment
Cloud Architectures
Application Development
IT Roadmap
IT Architecture
The Open Group Architecture Framework (TOGAF)
Technical Debt
Problem Resolution

Reports to:Director

Working Conditions/ Physical Requirements:Normal office environment. (Remote or Hybrid) 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Direct Reports: None

Physical and Mental Requirements
To perform this job successfully an individual must be able to perform each essential job function satisfactorily and meet the physical mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions absent undue hardship.

Communicate/Hearing
Communicate/Talking
Typing/Writing
Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$134400.00 - $278200.00

Full Salary Range for position:

California: $154500.00 - $347700.00

Colorado: $134400.00 - $292100.00

New York: $147800.00 - $347700.00

Washington: $141100.00 - $319900.00

Maryland: $141100.00 - $306000.00

Washington DC: $154500.00 - $319900.00

Illinois: $134400.00 - $306000.00

New Jersey: $154500.00 - $319900.00

Vermont: $134400.00 - $278200.00

The actual base pay within this range may be dependent upon many factors which may include but are not limited to work location education experience and skills.

Bread Financial offers medical prescription drug dental vision and other voluntary benefits (including basic and optional life insurance supplemental medical plans and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financials 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (PSST) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial youll have the opportunity to grow your career give back to your community and be part of our award-winning culture. Weve been consistently recognized as a best place to work nationally and in many markets and were proud to promote an environment where you feel appreciated accepted valued and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple personalized payment lending and saving solutions to millions of U.S consumers. Our payment solutions including Bread Financial general purpose credit cards and savings products empower our customers and their passions for a better life. Additionally we deliver growth for some of the most recognized brands in travel & entertainment health & beauty jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

To learn more about Bread Financial our global associates and our sustainability commitments visit or follow us on Instagram and LinkedIn.

Bread Financial offers competitive pay a comprehensive selection of benefit options including 401(k).
The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants including those with a criminal history in a manner consistent with the requirements of all applicable federal state and local laws including the Los Angeles Fair Chance Initiative for Hiring Ordinance the San Francisco Fair Chance Ordinance and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA) as amended and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability you may request an accommodation at any time. Please contact the Recruiting Team at .

Job Family:

Information Technology

Job Type:

Regular

Required Experience:

Staff IC

Every career journey is personal. Thats why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.Job SummaryThe Principal Enterprise Architect helps define and drive the organizations architectural vision and roadmap. Play...