Senior Risk Manager Payments (mfd)
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Job Location:
Monthly Salary:
Posted on:
24-10-2025
Vacancies:
1 Vacancy
Job Summary
Your Mission
Together we work every day on customized solutions for large online retailers and marketplaces and design the payment solutions of tomorrow.
As a Senior Risk Manager (m/f/d)in our risk department you understand risk management as an area of tension between merchant satisfaction end customer satisfaction and risk doing so you prevent merchants their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin.
Tasks
- Monitoring and steering key performance indicators such as probabilities of defaults fraud rates and acceptance rates are part of your daily work.
- You continuously optimize the automated scoring process through risk analyses in Python and SQL in close collaboration with other teams like Data Science Business Analytics IT Commercial and Legal.
- You are the go-to partner for internal teams and merchants/partners when it comes to managing consumer risk. This involves evaluating risks in new product developments contributing risk insights to pricing calculations and supporting business growth through guidance on improving traffic quality and conversion performance.
- You specify the business requirements for the further development of the systemsand tools your department use as well as optimize processes within your team in terms of scalability and operational excellence.
Requirements
- You have working experience in the ecommerce payment or banking industry and relevant experience in credit- and/ or fraud risk management.
- Striving for operational excellence while maintaining a strategic holistic view and considering the impact of decisions on the team and stakeholders is part of your approach.
- Experience in cross functional work/projects as well as data analysis skills in SQL (advanced) and Python (beginner) complement your profile.
- It is easy for you to communicate clearly and effective with team members merchants/partners and other departments in English (German is a plus).
Benefits
- Were more than just a workplace were a vibrant community of innovators collaborators and visionaries who love what we do and reward those who work with us. Here your career isnt just a job. Its an opportunity to thrive learn and make a difference. Take a look at these great personalised benefits of working at Ratepay. On a monthly basis you can choose between mobility fitness food training and much more.
Flexible working hours - Work remotely (Up to 8 weeks a year)
- 28 vacation days per annum ( 24th&31st Dec free)
- Financial security including pension plan
- Monthly lunches
- Learning and development (Access to various self-development platforms such as language learning and skills enhancement
- Gym membership or public transport allowance
- Ratepaw community: Our office has a floor which is dog-friendly. So bring your pawsome pet to work when needed.
We value our diversity and welcome everyone to our team. Regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include ownership growth integrity collaboration customer centricity and inclusion.
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
About Company
We are Europe's number 1 white-label payment provider and we exist so consumers can pay easily, conveniently and safely online. We dare to design the future of payments. Ratepay is energy, diversity and custom-made state-of-the-art payment solutions. Established in 2009 we were a fint ... View more
