Know Your Customer Analyst

COMPANY OVERVIEW:

Our client a Karachi-based State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI) seeks to appoint an experienced professional for the following role:

Job Role

As a KYC Analyst you will play a key role in conducting end-to-end customer due diligence for new and existing clients.

Key Responsibilities

• KYC & Customer Due Diligence Execution - Perform KYC reviews for new and existing clients ensuring compliance with SBP regulations and internal AML CDD and EDD guidelines
• Identity & Document Verification - Review and verify customer documentation using internal systems and third-party tools including identity documents business records and beneficial ownership details
• Onboarding Workflow Monitoring - Track and manage customer onboarding queues to ensure prompt resolution of cases and a smooth user experience
• Discrepancy & Risk Escalation - Identify irregularities incomplete files or potentially suspicious information and escalate cases to Compliance and Risk teams for further review
• Cross-Functional Collaboration - Work closely with Compliance Risk and Customer Support teams to resolve onboarding issues and enhance process efficiency
• Recordkeeping & Data Integrity - Maintain accurate documentation and ensure high data quality within the KYC platform for audit and regulatory purposes
• Regulatory Awareness & Process Improvement - Stay informed on relevant regulatory updates (e.g. AML FATF GDPR) and contribute to the evolution of internal KYC procedures and checklists

Education

• Minimum 16 years of education preferably Masters from a renowned HEC recognized university or institution/equivalent foreign degree holder institution preferably in Business Administration Finance Law or a related discipline is required
• Additional certifications in AML/KYC will be considered a plus

Experience

Minimum 3-4 years of professional experience preferably in KYC & Onboarding experience with at least 1-2 years of related functional experience in a similar role at an equivalent position or in one level below position having hands -on experience in KYC AML or customer onboarding functions ideally within financial services or fintech environments

Prior experience in digital financial services banking or fintech support roles is a plus

Key Requirements

• Attention to Detail - Meticulous approach to document review and data handling with the ability to detect red flags or inconsistencies
• Time Management & Efficiency - Capable of managing multiple onboarding cases while maintaining quality and accuracy under tight deadlines
• Communication & Collaboration - Strong interpersonal and documentation skills with a team-oriented mindset and ability to interact with internal stakeholders
• Compliance Orientation - A strong sense of integrity and commitment to upholding regulatory standards and organizational risk policies
• Due Diligence Familiarity - Working knowledge of CDD and EDD processes including customer risk scoring document verification and data validation
• Regulatory Framework Understanding - Awareness of applicable laws and guidelines such as AML/CFT FATF recommendations and data protection (GDPR/local equivalents)
• Tools & Systems Proficiency - Experience using KYC screening platforms onboarding tools and basic proficiency in Excel and other office productivity tools

Age

• The candidate should preferably be not more than 33 years of age as of last date of submission of application

If you have the required experience and educational qualification to take up the challenging role you are requested to apply by November 1 2025 at

Only shortlisted candidates will be contacted.