FINANCE MANAGER

Karachi - Pakistan

Monthly Salary: Not Disclosed

Posted on: 24 days ago

Vacancies: 1 Vacancy

Job Summary

COMPANY OVERVIEW:

Our client a Karachi-based State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI) seeks to appoint an experienced professional for the following role:

Key Responsibilities

Financial Planning & Strategy-

Develop and implement long-term financial strategies for EMI wallets digital banking and payment card services
Analyze revenue models transaction fee structures and interchange fees for digital payments
Conduct financial feasibility studies for new banking products card schemes and fintech solutions
Optimize the cost of transactions per user to maximize profitability

Budgeting Forecasting & Cost Management-

Develop annual budgets and financial forecasts for banking operations Track cost-per-user acquisition (CAC) transaction costs and revenue per active user (ARPU)
Implement cost control measures to enhance financial efficiency
Optimize the cost of payment card issuance processing and settlement

Transaction & Payment Processing Analysis-

Assess cost-per-transaction (CPT) across various payment methods (P2P Bill Payments Merchant Transactions ATM Withdrawals etc.)
Ensure cost-effective and secure transaction processing for EMI wallets and digital banking platforms.
Manage bank relationships for payment processing cost efficiency
Oversee interchange fee structures settlement charges and payment gateway costs

Card Economics & Digital Wallet Costing-

Evaluate cost structures for debit credit and prepaid cards linked to digital banking wallets
Work with banks and payment processors to optimize card program pricing
Develop strategies to reduce card production and distribution costs
Ensure compliance with Visa Mastercard UnionPay and local card schemes

Cash Flow & Treasury Management-

Maintain liquidity management for smooth transaction settlements and fund transfers
Optimize working capital allocation for EMI and digital banking operations
Ensure seamless fund reconciliation processes for all transactions

Education

Minimum 16 years of education preferably Masters from a renowned and HEC recognized university or institution/equivalent foreign degree holder institution preferably in Finance Accounting or a related field (CA / ACCA preferred).

Experience

Minimum 5 years of post articleship & professional experience preferably in a large national/multinational organization preferably in banking fintech or financial institutions.

Key Requirements

Strong understanding of tax regulations and financial reporting standards
Expertise in financial modelling cost analysis and transaction pricing
Experience with Visa Mastercard and local payment card schemes is a plus
Strong knowledge of SBP regulations banking policies and digital financial compliance

Age

The candidate should preferably be not more than 35 years of age as of last date of submission of application.

If you have the required experience and educational qualification to take up the challenging role you are requested to apply by November 1 2025 at

Only shortlisted candidates will be contacted.

COMPANY OVERVIEW: Our client a Karachi-based State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI) seeks to appoint an experienced professional for the following role: Key Responsibilities Financial Planning & Strategy- Develop and implement long-term financial strategi...