Banker Development Program Trainee

24-Month Rotational Experience Build the Future of Banking!

Are you ready to launch a meaningful and rewarding career in commercial banking Our Commercial Banker Development Program is a 24-month hands-on journey designed to build the next generation of commercial banking leaders. Participants will gain exposure to business lines across the Commercial Division through market visits work with real clients exposure to diverse industries and guidance from senior leadership. By the end of the program graduates are positioned to step into a challenging high-impact role within our commercial banking team ready to help businesses grow and communities thrive.

What youll do:

Immerse yourself in real banking work: Partner with seasoned commercial bankers on client projects deal analysis and credit evaluations.

Rotate across key business areas: Experience different markets products and functions to build a full understanding of how the bank operates.

Engage with leaders: Develop and enhance your skills through roundtables mentorship sessions and action learning projects.

Grow your network: Represent the bank at business and/or community functions as well as participate in networking groups

Develop your expertise: Learn to analyze financial statements assess and facilitate credit requests prepare credit information personal and business financial statements while ensuring adequate loan documentation loan structuring and pricing

Own your growth: upon completion leverage your experience relationships and performance to secure a permanent placement in the organization.

Ad hoc duties and/or projects as assigned

What you bring:

A curious driven and collaborative problem solver.

Strong analytical and critical thinking skills

Excellent written and verbal communication. Able to connect with clients and colleagues alike.

A motivated organized self-starter

Ready and able to tackle new challenges with a positive attitude

Strong proficiency with Microsoft Word Excel and Outlook

Ability to learn and become familiar with banks policies and practices regarding authorized use of credit information

Qualifications:

An innate self-starter with a high degree of curiosity and resilience

Bachelors degree in Business and/or related field

Demonstrated leadership experience through school at work and/or in the community

Markets hiring for this program:

• Albuquerque New Mexico
• Dallas/Fort Worth Texas
• Denver Colorado
• Des Moines Iowa
• Fresno California
• Kansas City Missouri
• Lubbock Texas
• Milwaukee Wisconsin
• Minneapolis Minnesota
• Oklahoma City Oklahoma
• Salt Lake City Utah
• St. Louis Missouri

*Application deadline; January 4 2026

*First 6 months of program consists of training in Kansas City

Compensation Range:

The posted compensation range on this listing represents UMBs standard for this role but the actual compensation may vary by geographic location experience level and other job-related addition this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more

Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race color religion sex (including gender pregnancy sexual orientation and gender identity) national origin age disability military service veteran status genetic information or any other status protected by applicable federal state or local law. If you need accommodation for any part of the employment process because of a disability please send an e-mail to to let us know the nature of your request.

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