Sr Fraud Strategy Analyst

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank National Association Member FDIC. We are the leading digital marketplace bank in the U.S. having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future and our team is committed to making that a reality. Join the Club!

About the Role

What Youll Do

Merchant Fraud Analysis and Strategy Development

• Monitor analyze and interpret merchant and transaction data to identify emerging fraud trends and typologies
• Design and implement effective merchant onboarding and ongoing monitoring strategies to detect and prevent fraudulent merchants
• Evaluate the performance and effectiveness of existing merchant fraud controls and propose data-driven enhancements
• Develop merchant segmentation and risk scoring frameworks to support dynamic risk management throughout the merchant lifecycle

Data Science and Advanced Analytics

• Leverage machine learning models and statistical techniques to enhance merchant fraud detection and prevention capabilities
• Build and optimize algorithms to detect anomalous merchant behaviors across applications onboarding and transaction stages
• Collaborate with data engineers to ensure clean scalable and high-quality data pipelines for merchant fraud detection
• Experiment with predictive models that proactively identify high-risk merchants and potential fraud scenarios

Cross-functional Collaboration

• Act as the liaison between analytics teams product managers operations and risk teams to ensure seamless implementation of fraud strategies
• Partner with Compliance Risk Operations and Technology to align merchant risk management with broader organizational goals
• Collaborate with third-party vendors and partners to deploy and manage merchant fraud detection tools and solutions

Reporting and Insights

• Develop and maintain dashboards to monitor key merchant fraud and risk performance metrics
• Present insights trends and recommendations to senior leadership to influence strategic decisions
• Stay informed on industrys best practices regulatory requirements (e.g. KYC/KYB) and emerging technologies in merchant fraud prevention

About You

• 2-3 years of experience in merchant fraud analytics data science or a related field
• Bachelors degree in a related field (e.g. Data Science Computer Science Finance Statistics); or equivalent work experience
• Strong programming skills in Python R or equivalent languages
• Proficiency in SQL and experience with data visualization tools (e.g. Tableau)
• Familiarity with machine learning frameworks fraud detection tools and model deployment
• Understanding of merchant onboarding underwriting and ongoing risk monitoring processes
• Demonstrated ability to translate complex data insights into actionable fraud prevention strategies

Work Location
San Francisco

The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be offers relocation based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations as needed.

Compensation
The target base salary range for this position is 00. The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of LendingClubs Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).

Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.

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LendingClub is an equal opportunity employer and dedicated to diversity equity and inclusion in the workplace. We do not discriminate on the basis of race religion color national origin sex (including pregnancy childbirth reproductive health decisions or related medical conditions) gender gender identity gender expression sexual orientation age marital status veteran status disability status political views or activity or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability please contact us at