Senior Manager, Group Risk Credit Risk Disclosure & Analysis (4072)

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Profile Summary

Department Overview:

The Credit Risk Disclosure & Analysis group produces a wide array of insights reporting deliverables and analyses including materials for external stakeholders (including regulators) the Chief Risk Officer and Risk Management Leadership Team (RMLT) to aid their preparation for quarterly earnings calls and various conferences/presentations; and the Board of line with our mandate we work closely with a broad set of stakeholders across the Enterprise including Risk Management Finance Investor Relations and the Business lines.

Job Overview

This high-profile role is responsible for a variety of risk reporting materials with a focus on value-add insights/analysis including preparation of materials for the Board of Directors/Risk Committee of the Board CRO RMLT and Senior leadership across the organization. This role requires frequent interaction with executives and is well-suited for a mature and strategic communicator with a high degree of initiative and strong relationship management skills.

Job Description

Key Accountabilities

• Produce presentations including deliverables for the external quarterly earnings material as well as drafting key messaging and speaking notes to support CRO presentations at quarterly and ad hoc meetings/conferences (e.g. Board of Directors Risk Committee of the Board senior leadership etc.)
• Collaborate with Investor Relations to proactively identify key emerging risk areas for the Bank/industry compile supporting information by conducting internal and external research and produce presentations/communications/messaging to be referenced by the Chief Risk Officer and other stakeholders.
• Lead a high-performing team of Risk professionals to drive value-added analysis and identify key areas of insights to support key external and internal messaging.
• Work collaboratively with stakeholders across the Enterprise including the RMLT and their respective groups to aid the preparation of the CRO for the earnings call or related events including validation of key credit metrics and drivers providing recommendations for disclosures including the MD&A investigating and solving complex issues and preparing executive level messaging.
• Provide necessary support for the Enterprise Credit Risk Appetite Statement (RAS) process including:
  • Coordinating the annual credit RAS refresh/updated and RAS scorecard evaluation including engaging segment stakeholders and presentation to senior executives for endorsement.
  • Monitoring quarterly compliance across the enterprise identifying excesses and escalating to senior leadership and the Board of Directors as appropriate.
• Provide necessary support for the annual review of TD by Rating Agencies including drafting the annual presentation preparing executive speaking notes and drafting materials to support Q&A.
• As a key member of the highly dynamic Credit Risk Disclosure & Analysis team the incumbent will:
  • Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork. Contribute to a fair positive and equitable environment that supports a diverse workforce
  • Provide thought leadership and/or industry knowledge and participate in knowledge transfer within the team and keep current on emerging trends and grow knowledge of the businesses
  • Participate in personal performance management and development activities including cross training within the team. Contribute to team development of skills and capabilities through mentorship of others and by sharing knowledge and experiences.
  • Lead motivate and develop relationships with internal and external stakeholders to develop productive working relationships.
  • Act as a brand ambassador

Job requirements

• Undergraduate degree. A CFA CPA MBA or similar designation is preferred
• 7 years relevant experience
• Recognized as top levelexpert with experience providing advisory services to senior executives
• Strong analytic communications (written verbal and visualizations) and presentation skills and the ability to solve unique and ambiguous problems with broad impact often on tight deadlines.
• Organization awareness and the ability to leverage the Bank to locate analyze and synthesize complex information both quantitative and qualitative.
• Strong talent development and leadership skills with a track record of leading high-performing teams
• Proven ability to communicate effectively and influence others
• Knowledge of credit risk measurement and reporting (e.g. loans trading treasury and mitigation products) and or Capital Markets experience.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):