Sr. AnalystAssociate Capital Markets

GreenSky LLC headquartered in Atlanta is a leading technology company Powering Commerce at the Point of Sale for a growing ecosystem of merchants consumers and banks. GreenSkys highly scalable proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers driving increased sales volume and accelerated cash flow. The GreenSky Program is operated on behalf of and financing is offered and made by federally insured federal or state chartered financial institutions which leverage GreenSkys technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSkys inception nearly 6 million consumers have financed more than $50 billion of commerce using GreenSkys real time apply and buy technology.

Location: Atlanta GA

We are unable to sponsor or take over sponsorship of an employment Visa at this time. Applicants must be authorized to work for ANY employer in the U.S.

Overview: The GreenSky Strategic Relations Team encompasses the firms Bank Partner and Capital Markets efforts. The Capital Markets team implements the Companys asset liquidity strategy working closely with internal and external partners to coordinate asset funding through credit facilities and distribution through the asset-backed securitization (ABS) market forward flow sales and other channels.

The roles responsibilities include: (a) coordinating the forecasting of loan portfolio funding balances and performance for internal stakeholders bank partners in the GreenSky Program and institutional investors among others; (b) developing and implementing strategies to maintain compliance within various funding commitments; (c) building tools to create portfolios for potential capital markets transactions; (d) supporting GreenSky-sponsored capital markets transactions including ABS; and (e) maintaining a consolidated asset funding forecast.

This position is instrumental in the development integration and automation of our consumer loan Data and Analytics platform. This platform supports loan portfolio valuation via collateral analyses and historical credit performance. Therefore preferred candidates will have significant hands-on experience in loan data analytics and reporting preferably in a capital markets environment (e.g. ABS or mortgage-backed securitization) or in a treasury management function for a consumer loan originator or servicer.

Organizational: This position is a member of the Capital Markets team reporting to the VP of Capital Markets.

• Supporting the negotiation and execution of ABS and other sales among GreenSky stakeholders banks institutional investors rating agencies and other transaction parties.
• Improve existing processes (or develop new approaches) for data integrity assessments and performance monitoring of capital markets transactions.
• Maintain and create insightful Tableau dashboards tracking KPIs for funding and sale metrics.
• Incorporate loan origination forecasts funding partner commitments and capital markets opportunities into the Companys asset liquidity strategies across multiple business lines.
• Assist GreenSkys Finance Department with requests relating to historical and prospective capital markets efforts portfolio composition and other relevant data characteristics (e.g. fair value pricing with updated loss and prepayment assumptions).

• Collaborate with GreenSkys Business Intelligence (BI) and Product Management teams to identify and implement improved code automation and optimization processes.
• Provide current and legacy bank partner analytical support.

• Support on-the-run and forecasted warehouse facility activity such as borrowings paydowns performance trigger assessments and asset concentration parameters among others.
• Support portfolio cash flow modeling and related forecasting activities.
• Communicate effectively with GreenSky executives and senior management including colleagues in Credit Risk Finance Accounting Controllers Enterprise Risk Management Legal & Compliance Treasury and Product Management among others.
• Create executive-level and detailed reporting metrics on a recurring and ad hoc basis.

• Bachelors degree with five (5) or more years of structured finance ABS consumer lending portfolio analytics and related financial analysis and data management experience.
• Demonstrated capabilities in programming languages and managing large data sets via Snowflake/SQL VBA Python Excel Tableau et al.
• Strong analytical problem-solving and decision-making skills.
• Exposure to cash flow modelling and forecasting including the development of paydown and credit loss performance curves.
• Demonstrated attention to detail with organizational skills to manage multiple projects in a dynamic setting.
• Ability to collaborate and integrate within the broader GreenSky organization while effectively communicating with external stakeholders including bank partners and GreenSkys growing capital markets network.
• Clear and concise communication capabilities with excellent written verbal and presentation skills: Utilize those skills to effectively translate complex analytics data and portfolio elements for application by senior management in valuation forecasting and transaction negotiations.

Preferred Skills & Qualifications:

• Bachelors Masters degree in a technical field such as Engineering Economics Math Finance Business Computer Science Quantitative and Computational Finance etc.
• In-depth knowledge and previous experience with consumer or residential mortgage lending credit risk.
• Strong understanding of quantitative financial analysis and ability to assess risk implications of financial products.

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. The base salary for this role ranges from $85000 per year to $150000 per year. Compensation will be determined by several factors including relevant knowledge skills and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package alongside a full suite of medical dental vision disability insurance life insurance 401k retirement benefits paid time off paid holidays and paid personal/sick time. For further details please visit anticipate that this position will remain open for at least 5 days and candidates are encouraged to apply through our internal or external career sites.

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GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age color disability gender national origin race religion sexual orientation veteran status or any classification protected by federal state or local law.