The Junior Portfolio Manager will be responsible for overseeing a portfolio of development projects managing credit risk and ensuring the effective ongoing administration of loans. This is an ideal opportunity for an individual with a good knowledge of Development Finance who is looking to advance their careers in Portfolio Management.
Responsibilities
Portfolio Management
- Manage the in-life activities of a loan portfolio (Annual Reviews drawdowns restructures site visits Early Warning Indicators (EWIs) MI/covenants and expiry dates etc.)
- Proactively engage with Credit and provide relevant updates in line with internal procedures.
- Collaborate with Construction Risk and NPL teams on underperforming loans.
- Work collaboratively with colleagues to drive efficiencies and raise standards across the team.
- Monitor portfolio trends and market conditions (horizon scanning).
Risk & Compliance
- Ensure adherence to internal policies and procedures.
- Stay alert to potential risks and escalate with the appropriate stakeholders. Examples include loan deterioration customer financial stress internal training requirements software issues etc.
- Adopt a forward-looking approach to risk management to ensure risks are identified and escalated early in their life cycle.
Client & Stakeholder Engagement
- Maintain strong relationships with customers through regular communication/site visits. Focus on customer retention and experience.
- Effectively manage risk through strong client communication and close collaboration with internal teams.
Qualifications :
- Able to demonstrate a proven working knowledge of development finance lending.
- Good understanding of credit risk.
- Competent in collating key information and submitting relevant documentation in support of loan restructures including loan modelling.
- Strong interpersonal and negotiation skills.
- Able to commit to regular client site visits and hold a valid driving licence.
Additional Information :
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - Were focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Remote Work :
No
Employment Type :
Full-time