Senior Management Approval Analyst (Night shifts)
Senior Management Approval Analyst (Night shifts)
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Job Description
Wise is looking for a Senior Management Approval (SMA) Analyst to join the Tallinn SMA team to cover our night shifts. You will play a critical role in ensuring that Wise adheres to regulatory and compliance requirements. You will be responsible for conducting enhanced due diligence analysing customer activities behaviour patterns and ensuring that our KYC records are kept up to date according to our internal standards. You will be responsible for assessing and approving onboarding customers in AML High Risk state and customers with touch points with High Risk 3rd Countries and Low Tax Jurisdictions according to regulatory standards.
As a Senior Management Approval Analyst you will play a key role in supporting a financial crime program that is driven by Wises mission for money without borders transparency and protecting customers. We are looking for someone with experience in enhanced due diligence an excitement and desire to learn and grow with this new team and strong organisational and communication skills.
JOB RESPONSIBILITIES
Review and assess High Risk customers to provide analysis and approval as per the set policies and procedures;
Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks. Conduct periodic reviews and analyse changes in customers history and account usage.
Exercise discretion in setting priorities identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested;
Ensure that information and documentation provided by customers meet our risk appetite for onboarding High Risk customers;
Conduct in depth analysis using provided documentation or external sources (e.g websites and company registries) ensuring that only customers within risk appetite are onboarded. Perform searches utilising Internet sources and/or third-party vendors to obtain information on prospects and new/existing customers;
Communicate with other internal teams when required to handle escalated or complicated cases;
Provide guidance and responses to daily inquiries from peers front-line and management regarding high risk approval matters and case analysis when appropriate;
Maintain high understanding of AML/CFT Regulations and how these impact the business as well as Wise products and Services;
When warranted be capable of drafting SAR narratives to report activity deemed unusual;
Taking part in and leading projects related to SMA Team processes and guidelines. Assist in identifying improvement opportunities and contribute to policy updates training materials and standard operating procedures.
Draft reports to internal and external stakeholders periodically and when requested;
Have a deep understanding of different business models customer types country risks and regulatory requirements across multiple geographies;
Support Wise in internal and external audits and regulatory process related queries reviews.
Mentor and support KYC Operations Analysts by providing training and coaching to enhance team capabilities.
Effective communication with customers by the relevant communication channels that Wise operates with (e.g. phone email and chat).
Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.
Tasks that are related to the position and are assigned to you by your lead. Participating in meetings training internal and external events.
Qualifications :
Excellent verbal and written English skills (additional language skills are a plus) with the ability to clearly articulate your thoughts.
You are able to work during the night hours on an ongoing basis (exact hours are depending on incoming demand);
You have a minimum of 3 years working experience in DD AML or a similar Financial Crime compliance role or a comparable role at another company;
You have a good understanding of the regulatory framework surrounding customer verification preferably from a market that Wise currently operates in;
You have a good understanding of AML/CFT Regulations and are able to effectively document your reasoning;
Ability to take decisions and apply risk-based approach at your work
Punctual independent proactive and willing to get things done.
Excellent communication and interpersonal skills strong organisational skills attention to detail analytical skills and ability to adhere to strict KPIs in a fast paced and high pressure environment.
Ability to handle routine and stressful situations well.
Ability to work autonomously within a limited variety of well-defined procedures and practices.
Capable of identifying gaps in policies and processes and providing detailed feedback including examples when possible through the established communication channels.
You have familiarity with reading legal and regulatory documents.
NICE TO HAVE
Education: Bachelors degree in Finance Business Administration Law or related field
Certifications: ICA CAMS or equivalent certification (EDD/AML focused)
Additional Information :
Were processing applications continuously until roles are filled. Please mention in the Message to the hiring team field if you are interested in the Night shift role.
Hiring Process
Recruiter call
Take Home Test
First interview
Final interview
For everyone everywhere. Were people building money without borders without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.
Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what its like to work at Wise visit .
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
