Compliance Manager (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

Why Work with Us

At TD Bank US Compliance were on a mission to build a more resilient and scalable compliance risk management function. As part of our team youll play a key role in reshaping compliance structures and processes driving innovation at every level. Here each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program its about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced start-up-like setting as we build a new compliance structure that aligns with the banks size complexity and risk this role youll need to be strategic tactical collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise were looking for someone with an entrepreneurial mindsetsomeone who can roll up their sleeves takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic evolving landscape are essential as the US Compliance team redefines the banks compliance program and structure.

Most importantly the right candidate is seeking an intellectual challenge has a desire to learn and is committed to building something impactful from the ground up. At TD Bank youll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

The Compliance Manager manages assigned compliance functions for the Company and supports the development implementation and maintenance of a regulatory compliance program through compliance activities across various lines of business banking offices and operating departments. The Compliance Manager Interacts with senior management in assigned areas developing revising and implementing policies and procedures to ensure compliance with applicable laws and regulations. The job employs various software applications and desktop tools to consolidate reported data and analyze information to detect potential compliance issues and concerns. The Compliance Manager manages assigned specialists (as applicable) by coordinating activities and providing coaching and counseling as needed. The Compliance Manager supports the Chief Compliance Officer (CCO) in ensuring the Banks compliance with all applicable federal rules and regulations.

The Compliance Governance & Operations Manager leads the development and implementation (or lead support) of enterprise Compliance programs including frameworks policies standards and development of procedures awareness and specialized training monitoring reporting and information escalation of issues and events.

Job Description

Reporting to the Senior Manager Global Regulatory Change & Library Governance the Compliance Business Oversight Manager will support the Global Regulatory Inventory Governance program including associated technology and processes.

The main focus of the role will be the facilitation of enterprise-wide oversight and governance of the global regulatory inventory process ensuring that all Laws Rules and Regulations (LRRs) are reasonably accurate and complete. To that end the incumbent will work with Oversight Functions (designated Regulatory Compliance Management accountability for areas of LRRs and Risk Owners (own and operate controls to mitigate LRR risk) across TD.

This is an exciting opportunity for individuals with expertise in the field of governance risk and controls. Specific accountabilities include the following:

• Perform ongoing execution of the MERLIN Regulatory Inventory feeds and manual process for sustainability of the Regulatory Inventory.

• Establish strong working relationship with TD Technology team and third-party data provider to collaborate on activities to ensure that MERLIN Regulatory Inventory is accurate.

• Establish strong relationships with Regulatory Change Leads and Oversight Functions acting as a primary contact for updates to TDs Regulatory Inventory.

• Perform oversight and reconciliation against regulatory inventory for manual intake items and execution of manual updates to inventory.

• Perform review of large data sets and leverage business intelligence tools to drive analysis and insight.

• Monitor and report on compliance with the RCM Regulatory Inventory and Control Standard.

• Identify and propose improvements to the process opportunities to automate and streamline and participate in improvements implementation.

• Oversee and report issues associated with the Regulatory Inventory and Third-Party automated regulatory feeds.

• Develop and deliver specialized/ad hoc training as required.

• Support testing engagements from Internal Audit Compliance Quality Assurance and others.

Department Overview

The Global Compliance Department is responsible for overseeing Regulatory Compliance across TDBG in accordance with the Global Compliance Department Mandate Framework and Standards. This includes independently assessing the adequacy adherence and effectiveness of regulatory compliance management programs and controls in the business. The department also delivers objective guidance and independent challenge to the business proactively managing regulatory change and providing trusted and reliable reporting advice and opinion to senior leadership and the Board on the state of regulatory compliance risks controls and outcomes.

As part of the Global Regulatory Change and Inventory Governance (GRICG) the team provides day-to-day support to MERLIN Regulatory Inventory. As a second line of defense GRICG Team is responsible for the oversight and monitoring of TD Regulatory Inventory Feeds; governing the processes to support the reasonable accuracy and completeness of the Regulatory Inventory; driving a consistent adaptable and effective program across Oversight Functions and Risk Owners; overseeing adherence to the RCM Regulatory Inventory & Control Standard.

Job Requirements

• Good understanding of Compliance processes and regulatory environment including how various LRRs may be structured and Oversight Functions with RCM accountability

• Knowledge of relevant legislation regulations and industry standards as it applies to Banking Securities Insurance Prudential Finance HR etc.

• Experience with coordination of processes involving multiple groups and stakeholders ensuring that activities are completed timely and efficiently

• Perform reconciliation against regulatory library for manual intake items and execution of manual updates to library.

• Experience analyzing large data sets and leveraging business intelligence tools to drive analysis and insights

• Experience with implementation of process improvements understanding of technology implementation lifecycle ability to articulate business requirement for Technology

• Strong analytical and problem-solving skills with strong attention to detail to drive problem framing and solutioning

• Able to breakdown and describe technical concepts in business terms and frame questions in the correct context for the audience

• Ability to work independently think critically and make decisions

• Ability to manage high volumes of work in a fast-paced environment and manage multiple priorities

• Highly organized and flexible in prioritizing various work demands

• Able to work collaborative and as part of a team

• Ability to influence people and deal with conflicting points of view

• Ability to deal with all levels of staff within the enterprise

• Strong verbal and written communication skills

• Well-developed organizational awareness and business acumen

• Strong relationship management skills

• Able to accept and manage conflicting points of view and work collaboratively

• Ability to think out of the box to effect creative and responsive solutions

The above details are specific to the role which is outlined in the general description below. Please review the Desired Skills and Experience section below as you consider this opportunity.

Our team currently operates under a hybrid work model with employees expected to work in the office two days per week. Starting in November 2025 this expectation will increase to four days per week. Please note that due to limited office space the exact timing of this transition may vary depending on availability and individual circumstances.

Scope:

• Manages the performance of independent compliance reviews that measure adherence to federal and state law regulatory requirements impacting business lines as well as compliance reviews of compliance units (CUs) within Compliance Risk Management (CRM) to ensure compliance with CRM mandates and CRM/CU internal policies and procedures

• Designs and ensures execution of risk-based compliance reviews and ensures work is performed in accordance with Compliance Process Certification methodology and consistent with Compliance Risk Managements objectives and standards

• Serves as initial reviewer/approver of assigned business line self-monitoring work papers

• Identifies and analyzes issues to determine root causes

• Conducts regulatory research that may involve internal or outside counsel or third party assistance

• Stays current on regulatory changes and changes to CRM mandates and internal policies and procedures to understand impact and ensure compliance review procedures are updated as appropriate

• Works closely with management of other areas within Compliance Risk Management as well as routinely interacts and maintains highly effective partnerships with line of business management and staff

• Prepares reports of findings and presents to senior compliance and business line management as well as heads of compliance units as applicable

• Provides assistance support and management of other projects as assigned

• May serve as primacy compliance contact and coordinates the compliance function for assigned line of business through the development and monitoring of compliance programs within the larger compliance framework developed

• Manages vendor management process for any vendors utilized by assigned team

• Oversees the planning creation and maintenance of Corporate compliance database(s) to collect manage and report information required by management

• May lead a team of specialists

• Oversees the performance of specialized programming tasks requiring technical proficiency in such areas as database programming languages process automation and HTML programming

• May manage the resolution of compliance-related problems encountered by various areas of the Company as related to the most critical laws and regulations

• Serves as final reviewer of RIMS and implementation documentation (except BLMs)

• Assists in the review of conversion/merger issues and develops any notices and/or disclosures necessitated by the conversion/merger

Education & Experience:

• Undergraduate degree or equivalent work experience

• 7 years of experience

Preferred Skills:

• University degree Law degree (JD or LLB) preferred

• Relevant professional designations and/or certifications as required

• 7 years relevant experience

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional

• International Travel Never

• Performing sedentary work Continuous

• Performing multiple tasks Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds Occasional

• Sitting Continuous

• Standing Occasional

• Walking Occasional

• Moving safely in confined spaces Occasional

• Lifting/Carrying (under 25 lbs.) Occasional

• Lifting/Carrying (over 25 lbs.) Never

• Squatting Occasional

• Bending Occasional

• Kneeling Never

• Crawling Never

• Climbing Never

• Reaching overhead Never

• Reaching forward Occasional

• Pushing Never

• Pulling Never

• Twisting Never

• Concentrating for long periods of time Continuous

• Applying common sense to deal with problems involving standardized situations Continuous

• Reading writing and comprehending instructions Continuous

• Adding subtracting multiplying and dividing Continuous

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Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.