Operations Manager, Financial Crime Business Banking

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

Hear from our UK team about what its like working at Monzo

Remote in the UK 47600 - 62200 Benefits

Were looking for a high-performing inspirational leader to join our Operations leadership team as an Operations Manager.

Youll help our investigators protect Monzo our customers and wider society from financial crime and support us to achieve our mission of making money work for everyone.

As a Operations Manager you would lead a large team of up to 72 investigators focused on onboarding and lifecycle activities like Sign up reviews Sanctions High Risk account reviews and Enhanced Due Diligence.

You would also be directly responsible for a team of up to 6 team managers who are responsible for supporting their investigators to complete risk-based accurate and efficient financial crime investigations.

Youll take charge of your teams performance monitor service levels build a management culture you can be proud of be a point of escalation for complex challenges and take appropriate action whenever you see a problem coming - whether its a service challenge a risk associated with a financial crime task or an urgent personal issue.

This role requires a good understanding of the FinCrime landscape in the UK and excellent leadership skills.

Youll play a key role by

• Monitoring the day-to-day performance and service position of the operation and address identified challenges.
• Ensuring the team is equipped with effective training and guidance.
• Inspiring leaders to get the best from their team and support them navigating challenges.
• Developing communicating and implementing operational change.
• Collaborating with a variety of stakeholder teams across the business including quality assurance complaints financial crime risk hiring and more.
• Building and maintaining a high-performance agile and empathetic management culture that is consistent with Monzos values.
• Managing the personal and professional development of your Team Managers.
• Contribute to a strong control environment by minimising breaches and risk events and resolving operational incidents when they occur.
  
  

Wed love to hear from you if

• You have experience leading high-performing operational teams in financial crime or fraud.
• You have experience of analysing management information and building effective response plans
• You can independently manage incidents and build clear communication across a range of stakeholders.
• You have experience leading (or closely supporting) the implementation of change projects in operational teams.
• You have a strong understanding of current and emerging financial crime trends.
• You have a good understanding of FinCrime regulation in the UK
• You have excellent coaching skills with a track record of supporting people to achieve their personal development ambitions.
• You have good written and verbal communication skills
  
  

It would also be great if you had:

- An ICA Advanced Certificate in Practical Customer Due Diligence Managing Sanctions Anti Money Laundering or equivalent/superior industry qualifications.

Not ticking every box Thats totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo were dedicated to creating a diverse and welcoming team. If youre passionate about this role and keen to learn and grow with us we encourage you to apply even if you dont have everything thats listed just yet. Drop us your application wed love to hear from you!


Applications close 8th October at 9am.

The application journey has 4 key steps:

CV Submission/Application Questions
Recruiter Call
Leadership/Stakeholder/Values Interview
Technical Interview

This process should take around 3-4 weeks your schedule is really important to us so we promise to be as flexible as possible!

Youll hear from us throughout the application process but if youve got any questions please reach out to You can also use this email address to let us know if theres anything we can do to make the process easier for you because of disability neurodiversity or anything else.

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

If youre successful in applying for this role well work with you to find a start date thats as early as possible. So that we can make sure things continue to run smoothly and our teams arent too stretched this might not always be as soon as expected. Well be sure communicate this with you and keep you updated.

Whats in it for you:

47600 - 62200 stock options & benefits

This role can be based remotely anywhere in the UK or our London or Cardiff office

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Much more see our full list of benefits here

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage