Credit Analyst Financial Spreading || Chennai ||SME || 2 to 8 years
Credit Analyst Financial Spreading || Chennai ||SME || 2 to 8 years
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Job Description
Location: Chennai Sholinganallur
Work Mode: Full-Time Office (5 Days a Week)
Notice Period: Immediate Joiner Preferred
Job Description
We are seeking a detail-oriented Credit Analyst with strong financial spreading skills. The ideal candidate will be able to read interpret and analyze financial statements of both public and private companies perform adjustments and provide insights for credit appraisal.
Key Responsibilities
Spread financial statements: Income Statement Balance Sheet Cash Flow using the bank s customized templates
Analyze supplementary schedules notes and MD&A for detailed breakups and necessary adjustments
Apply accounting principles under GAAP / IFRS
Compute and interpret financial ratios
Monitor covenant compliance and ongoing financial reporting
Understand how information flows between different statements and ensure consistency
Communicate findings clearly with stakeholders
Required Skills & Qualifications
Proficient in English (written and verbal) with strong communication and interpersonal skills
Solid foundation in accounting and corporate financial systems
Expertise in GAAP / IFRS is essential
Good understanding of financial ratios; knowledge of Moody s Risk Analytics is a plus
Strong analytical mindset attention to detail ability to work independently and under supervision
Job Title: Credit Analyst Financial Spreading Location: Chennai Sholinganallur Work Mode: Full-Time, Office (5 Days a Week) Notice Period: Immediate Joiner Preferred Job Description We are seeking a detail-oriented Credit Analyst with strong financial spreading skills. The ideal candidate will be able to read, interpret, and analyze financial statements of both public and private companies, perform adjustments, and provide insights for credit appraisal. Key Responsibilities Spread financial statements: Income Statement, Balance Sheet, Cash Flow, using the bank s customized templates Analyze supplementary schedules, notes, and MD&A for detailed breakups and necessary adjustments Apply accounting principles under GAAP / IFRS Compute and interpret financial ratios Monitor covenant compliance and ongoing financial reporting Understand how information flows between different statements and ensure consistency Communicate findings clearly with stakeholders Required Skills & Qualifications Proficient in English (written and verbal) with strong communication and interpersonal skills Solid foundation in accounting and corporate financial systems Expertise in GAAP / IFRS is essential Good understanding of financial ratios; knowledge of Moody s Risk Analytics is a plus Strong analytical mindset, attention to detail, ability to work independently and under supervision
Education
Graduate
Employment Type
Full Time
Company Industry
Higher Education / Education / Professional Training and Coaching / Education Administration Programs
