Portfolio Manager, Commercial

Wintrust provides community and commercial banking specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois southwestern Florida northwestern Indiana west Michigan and southern Wisconsin and commercial banking offices in Chicago Denver Milwaukee Grand Rapids Mich. and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont Illinois and listed on the NASDAQ Global Select Market under the symbol WTFC.

Why join us

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and annual discretionary bonus eligible

• Comprehensive benefit package including medical dental vision life a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• Promote from within culture

The Portfolio Manager supports the rapidly growing Middle Market Commercial Banking this role you will be the point of contact for client relations and will be responsible for client interaction. The Portfolio Manager analyzes commercial business financial statements ranging from $20MM to $500MM in revenue and calculates critical credit metrics such as cash flow leverage working capital and collateral coverage.

What Youll Do

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager

• Provide support and oversight of reporting for portfolio management (delinquency problem loans exceptions tickler tracking etc.) as designated by the CCO

• Coordinate collection and review of financial statements tax returns covenant compliance certificates and/or borrowing bases to comply with customers reporting requirements

• Monitor assigned portfolio for early warning signs of financial weakness or other risks and work with borrowers to develop and execute an appropriate plan to mitigate risk and/or transfer to Special Assets Group

• Prepare credit packages for annual reviews renewals loan requests portfolio reviews and criticized asset reviews

• Structure and underwrite complex commercial loan transactions in an assigned portfolio and new business transactions

• Provide credit recommendations to the appropriate level of credit administration

• Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed

• Serve as contact for provide support of and responses to internal audits loan review compliance reviews and regulatory exams for the bank

• Comply with all bank policies and procedures as well as applicable state and federal regulations

Qualifications

• Bachelors degree from an accredited institution with a business finance economics or accounting major

• Minimum 5 years financial services industry experience with a working knowledge of banking environment products and all supporting processes and technology; prior commercial credit experience highly preferred

• Formal Bank credit training is preferred with a strong understanding of general credit and risk principles mitigates and banking policies/procedures

• Thorough understanding of risks (market rate leverage etc.) as it applies to the lending process

• Understanding of commercial lending policies and procedures along with the knowledge of loan agreement loan structuring and collateral procedures

• Proficiency in MS Office: Excel Word PowerPoint and financial forecast models

• Excellent oral and written communications skills

• Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow

• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation

The estimated salary range for this role is $85000-$110000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors such as a candidates qualifications skills and experience.

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From our first day in business Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation including community banking and financial services subsidiaries is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex age national origin disability veteran status genetic information and other legally protected categories.