In this role you will:- Define and manage consumer lending scenarios for Apple Financial Services programs covering monthly financing upgrades and trade-ins.- Partner with design and engineering teams to create frictionless e-commerce and checkout flows that span ( retail and partner channels.- Build journeys that integrate eligibility checks financing approvals checkout and lifecycle management into one seamless customer experience.- Develop journey maps wireframes and prototypes to visualize scenarios and align cross-functional teams.- Translate insights from customer research analytics and retail feedback into design improvements that scale globally.- Ensure every step of the journey from financing application to device upgrade reflects Apples standard of clarity trust and delight.
8 years of experience in customer experience design product management or service design roles
5 years designing commerce and payments journeys especially consumer lending or subscription financing
Strong knowledge in checkout approvals and e-commerce lending flows
Ability to map end-to-end lending scenarios (from eligibility and application through approval checkout and lifecycle management)
Expertise in simplifying complex financial processes into clear customer-friendly experiences
Exceptional collaboration skills with engineering design legal operations and marketing teams
Strong communication and storytelling skills; able to present customer journeys and design rationale to executive partners
Experience with data-driven iteration and prototyping
BA/BS in Design HCI Business or related field.
Background in consumer lending financial services or subscription commerce is strongly preferred.
Comfort navigating complex partner ecosystems (issuers merchants service providers).
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