Electronic Payments Specialist
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Job Location:
Apple Valley, OH - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Job Summary:
The Electronic Payments Specialist is responsible for processing and reconciling electronic payment transactions in accordance with Federal Reserve Bank and National Automated Clearing House Association (NACHA) guidelines. This includes ACH transactions domestic and international wire transfers check processing and exception item handling. The role ensures accurate settlement documentation and compliance with all regulatory and institutional standards.
Essential Functions:
- Process and reconcile electronic payment transactions including:
- ACH
- Wire transfers (domestic and international)
- Check processing and Check 21 Adjustments
- Mobile Deposits
- Foreign currency deposited checks
- Transfer and payroll distributions
- Handle exception items such as:
- Written Statements of Unauthorized Debit (WSUD)
- Stop payment requests
- Member communications and notifications
- Ensure compliance with applicable regulations and policies including:
- Reg D Reg CC Reg E
- OFAC SAR Right of Privacy
- NACHA rules and credit union policies
- Monitor and maintain timely processing of all transactions within Federal Reserve deadlines.
- Investigate and resolve internal and external discrepancies.
- Respond to member inquiries professionally and promptly.
- Maintain secure and organized documentation of all records.
- Keep procedures current and assist with process improvements.
- Perform other duties as assigned.
Qualifications:
- High school diploma or equivalent required.
- Minimum of 2 years of back-office processing experience preferred.
- AAP APRP or NCP accreditation preferred.
- Knowledge of ACH Check 21 regulations and related laws preferred.
- Strong verbal and written communication skills.
- Excellent analytical research and problem-solving abilities.
- High attention to detail and accuracy under time-sensitive conditions.
- Self-motivated with strong organizational skills.
- Proficient in Microsoft Excel and general PC/data entry tasks.
- Ability to identify and implement process improvements.
- Forward-thinking with a continuous learning mindset.
- Bondable
Pay Range:$23/hour - $27.50/hour plus 5% annual target bonus. The estimated hiring range is the budgeted amount for this position. Final offers are based on various factors including skill set experience location qualifications and other job-related reasons.
BENEFITS:
- Generous 401(k) match
- 401k Discretionary Profit Sharing
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short Term and Long Term Disability
- Health Savings Account with company contribution
- Employee Assistance Program
- Paid Vacation Sick Floating Holidays and Volunteer Time Off
- Paid Holidays
- Tuition Reimbursement
- Paid Parental Leave
Required Experience:
Unclear Seniority
Key Skills
- IDS
- Electronic Warfare
- PCB
- Military Experience
- Mobile Devices
- Surface Mount Technology
- Assembly Experience
- Schematics
- Security System Experience
- Soldering
- Programmable Logic Controllers
- Troubleshooting
About Company
Building upon a long and proud tradition, Wings Credit Union has been dedicated to creating value for its members since 1938 with branches in Minnesota, Detroit, Seattle, Orlando and Atlanta.
