Mortgage Lender-Las Vegas, NV
Mortgage Lender-Las Vegas, NV
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Job Description
Nevada State Bank a division of Zions Bancorporation N.A. was founded on Dec. 9 1959 by 12 businessmen full of Nevadas pioneering spirit. As a full-service bank we offer a complete range ofconsumerprivate andbusiness bankingservices. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the banks Core Values of extraordinary service adaptability teamwork communication development accountability community and respectwe have built a culture of service and hasa commitment to career development through tuition reimbursement and continuous learning opportunitiesin addition to other competitive benefit offermedicalbenefits on day one 401k matching and paid a strong belief in diversity equity and inclusion NSB offers several colleague-leddiversity forums with the intent to ensure representation and cultural sharing among our colleagues. At Nevada State Bank we truly believe that it matters WHO you work with.
We are now accepting applications for aMortgage Lenderto join the team located inLas Vegas NV. If you have a passion for speaking with potential home buyers and are eager to learn the role of a mortgage lender this is the role for you!
Essential Functions:
- Responsible for soliciting and bringing in mortgage business for the bank through previous contacts relationships and referrals form real estate agents builders developers and branches.
- Ensures compliance with regulatory guidelines in the performance of loan originator duties.
- Interviews potential applicants to develop information concerning their needs desires and other information.
- Obtains and reviews pertinent financial and credit data.
- Responsible for assisting customers with information about loan types and interest rate options locking interest rates as requested by the customer preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
- Ensures any re-disclosures are made timely.
- May order appraisals through system arrange for title search and obtain necessary documents.
- Responsible to communicate with the customer throughout the process and work with processors through closing.
- Originates residential home loan
Qualifications:
- 4 years of mortgage lending origination experience required including residential construction experience or other directly related experience college degree preferred. A combination of education and experience may meet requirements.
- Bilingual Spanish and English preferred.
- Knowledge of mortgage lending processing credit analysis mortgage laws and regulations.
- Ability to successfully solicit loans.
- Good problem solving skills.
- Ability to work independently.
- Strong interpersonal skills.
- Demonstrated ability to handle multiple priorities.
- Strong verbal and written communication skills. Ability to work effectively in high pressure environment.
- Ability to work with various types of computer software including mortgage specific software.
Benefits:
- Medical Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance Paid Parental Leave and Adoption Assistance
- Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
- Paid Training Paid Time Off (PTO) and 13 Paid Holidays (includes Nevada Day & Family Day)
- 401(k) plan with company match Profit Sharing competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Employment Type
Full Time
