The Professional Credit job performs a range of moderately complex activities to minimize credit risks in support of the organizations financial stability. With limited supervision this job prepares credit reporting and performs credit research and account management initiatives in compliance with organizational and regulatory standards. This job also helps develop recommends and implements the controls and policies that ensure financially sound credit decisions are made in the organization.
CUSTOMER ACCOUNTS: Handles customer accounts following up on overdue accounts and assessing customer portfolio risk.
CREDIT ANALYSIS: Synthesizes and interprets findings on credit trends profitability economics and collections activities to propose recommendations for credit decisions.
RISK MANAGEMENT: Identifies potential sources of loss and prepares estimates of potential financial consequences to minimize the companys credit risk.
CREDIT CONTROL POLICY: Provides inputs in developing and implements credit control policies and procedures
INDUSTRY EXPERTISE: Stays abreast of industry trends regulatory changes and emerging best in class industry standards in credit management proactively finding opportunities for continuous improvement.
5 years of relevant experience in credit analysis domain and Corporate Credit Analysis background
Knowledge of credit risk assessment tools & techniques and collections practices
Proficiency in Microsoft Office Suite and ERP systems Power BI Excel PPT
Ability to work independently and as part of a global team willing to travel to customer locations
Understanding of the country financial and regulatory environment
Required Experience:
Unclear Seniority
Cargill has remained true to the vision of founder W.W. Cargill: helping farmers prosper, connecting markets and bringing consumers the products they’re seeking. Along the way, we’ve advanced how food and agriculture work, with breakthroughs that changed what was possible.