Senior Product Manager â Spend Management
Senior Product Manager â Spend Management
Posted on :
06-09-2025
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1 Vacancy
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Job Description
12-month Fixed-Term Contract (Maternity Cover)
Were currently looking for an exceptional Senior Product Manager to lead our Debit Cards & Spend Management squad. This isa 12-month FTCwith potential to go permanent after the initial period.
If youre driven by the challenge of building best-in-class debit card experiences for SMEs and are passionate about empowering customers through smart seamless spend solutionsthen we want to hear from you.
Your Impact at OakNorth
As a Senior Product Manager Spend Management youll take ownership of our card and spend management proposition. Youll drive strategy collaborate across teams and play a pivotal role in evolving our debit card product and infrastructure.
What youll do:
- Own and drive the product roadmap for debit card and spend management solutions aligned to our customer and business goals.
- Shape the strategic agenda for our card programme including product capabilities operational scalability and innovation opportunities.
- Act as the subject matter expert on debit card products and spend managementacross internal and external teams.
- Collaborate with third parties including card processors (e.g. Marqeta) card networks (e.g. Visa) and other service providers to deliver a resilient compliant and scalable product.
- Support internal stakeholders including Operations Compliance Finance and Customer Support teams in resolving card-related queries and operational issues.
- Define and monitor OKRs for your area driving measurable outcomes and continuous product improvement.
- Conduct user research and discovery engaging SMEs to understand their needs around card spend control and reconciliation.
- Lead cross-functional teams across Product Engineering Design and Business to ship impactful features that scale.
What were looking for
- Youre someone who has:
- Proven experience managing digital card products (ideally debit or prepaid) within a fintech bank or card programme manager.
- Strong understanding of the end-to-end card ecosystemincluding card issuing transaction flow authorisation/decline logic network rules disputes fraud and reconciliation.
- Experience working with multiple third-party providers such as processors KYC/AML vendors accounting integrations card manufacturers and fraud tools.
- The ability to confidently support cross-functional teams with product-level and operational knowledge of card programmes.
- A passion for building financial products that are user-friendly reliable and solve real business needs.
- A strong grasp of product lifecycle managementfrom discovery and MVP scoping to scaling and optimisation.
- Excellent communication and stakeholder engagement skills including presenting to leadership and collaborating with compliance or risk functions.
Bonus if you:
- Have worked on employee card spend management or subscription control tools for business banking customers.
- Have supported card tokenisation card controls FX or expense categorisation features.
- Are familiar with accounting integrations (e.g. Xero QuickBooks) and how spend data connects to back-office systems.
How we expect you to behave
- We embrace difference and know that when we can be ourselves at work we are happier more motivated and creative. We want to be able to bring our whole selves to work have our own perspectives and know that we belong. As such through your behaviours at work we expect you to reflect and actively sustain a healthy engineering environment that looks like this:
- A wide range of voices heard to the benefit of all
- Teams that are clearly happy engaged and laugh together
- Perceivable safety to have an opinion or ask a question
- No egos - people listen to and learn from others at all levels with strong opinions held loosely
What Makes Working Here Better
- This role offers the opportunity to work closely with the team requiring a minimum of 3 days per week in the office to foster hands-on collaboration and innovation.
- Work-life balance - 25 days holiday (plus bank holidays) each year and enhanced family leave allowances.
- Competitive salary & equity - We want people to have a serious stake in the business.
- Good kit - Your choice of the best laptop running macOS or Ubuntu.
- Team socials - The opportunity to get to know each other outside of work.
- Company socials - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day.
- Commuter support - We offer the cycle to work & EV scheme
About Us
Were OakNorth Bank and we embolden entrepreneurs to realise their ambitions understand their markets and apply data intelligence to everyday decisions to scale successfully at pace.
Banking should be barrier-free. Its a belief at our very core inspired by our entrepreneurial spirit driven by the unmet financial needs of millions and delivered by our data-driven tools.
And for those who love helping businesses thrive Our savings accounts help diversify the high street and create new jobs all while earning savers some of the highest interest on the market.
But we go beyond finance to empower our people encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Our story
OakNorth Bank was built on the foundations of frustrations with old-school 2005 when our founders tried to get capital for their data analytics company the computer said no. Unfortunately all major banks in the UK were using the same computer and it was broken.
Why was it so difficult for a profitable business with impressive cashflow retained clients and clear commercial success to get a loan
The industry was backward-looking and too focused on historic financials rather than future potential.
So what if there was a bank founded by entrepreneurs for entrepreneurs One that offered a dramatically better borrowing experience for businesses
No more what ifs OakNorth Bank exists.
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