Underwriting Counsel MI - Westcor Land Title Insurance Company

Grand Rapids, MI - USA

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Summary

Provides underwriting support counsel and authorization to company personnel and agents related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority limits to underwrite the issuance of title insurance Guides company personnel in the performance of real estate settlement services Issues underwriting standards and guidelines in accordance with established company processes

Essential Duties and Responsibilities

Determine the conditions of the title and insurability by considering the effect of documents such as deeds mechanics liens tax liens judgments assessments probates and other matters of record

Protect the company from risk by analyzing recorded documents for ownership accuracy legal description precision and potential impact on title. Explain chain of title exceptions and requirements to customers and managers

Recognize title defects and formulate curative solution

Assess risks and liabilities that may jeopardize the company and bring these matters to the attention of the local title manager state title manager or senior underwriting counsel or chief underwriting counsel as appropriate.

Review surveys prepared on properties and other proposed documents to be insured such as mortgages mortgage modifications etc.

Work closely with the title agent and escrow staff to meet deadlines for closings and assist with answering questions related to issuance of the title commitment and policies

Perform other duties assigned by management.

Required

Juris Doctor (JD) required; licensed attorney in good standing in the state of employment with t5 years title underwriting or related real estate law experience preferred

Must be familiar with real estate law

Strong understanding of fundamental concepts practices and procedures of real estate title and settlement process

General knowledge of Federal and State regulations related to real estate title insurance and settlement services

General understanding of underwriting real estate transactions for the issuance of title insurance policies

Ability to collaborate and act decisively

Detail oriented

Excellent listening verbal and written communication skills

Good organizational skills with the ability to multi-task prioritize and timely follow up

Strong negotiation skills

Collaborative team player with the ability to act decisively and meet deadlines

Creative problem-solver with the ability to apply abstract thinking to complex title issues.

Reasoning Ability

Ability to define problems collect data establish facts and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written oral diagram or schedule form.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job the employee is regularly required to talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand walk use hands to finger handle or feel; reach with hands and arms; climb or balance; stoop kneel crouch or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision distance vision color vision depth perception and the ability to adjust focus.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Westcor offers some great perks:

Health dental and vision benefits
Employer-paid disability and life insurance
Flexible spending accounts
401K with company match
Paid time off and company-paid holidays
Wellness resources

NOTE: This job description is not intended to be an exhaustive list of duties responsibilities or qualifications associated with

SummaryProvides underwriting support counsel and authorization to company personnel and agents related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority limits to underwrite the issuance of title insura...