Business Analyst â Payment Authorization

Chicago, IL - USA

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Job Description

Role Summary

Join our Payments team to optimize payment authorization workflows across card ACH RTP and digital channels. Collaborate with stakeholders and partners to enhance approval rates reduce fraud and ensure compliance.

Key Responsibilities

Analyze and document business/functional requirements.
Define authorization rules (approvals declines reversals stand-in).
Create BRDs FRDs user stories and process flows.
Liaise across business tech fraud risk compliance and ops teams.
Coordinate with processors acquirers issuers and networks.
Support UAT/SIT/regression testing and data validation.
Ensure regulatory compliance (PCI DSS PSD2/SCA AML/KYC).
Monitor KPIs and recommend improvements.
Drive enhancements in routing retry logic and fallback handling.

Required Skills

Deep understanding of payment workflows (card-present/not-present RTP ACH wallets).
Familiarity with ISO 8583 ISO 20022 REST/SOAP APIs.
Experience with Agile JIRA and traceability.

Job Description Role Summary Join our Payments team to optimize payment authorization workflows across card ACH RTP and digital channels. Collaborate with stakeholders and partners to enhance approval rates reduce fraud and ensure compliance. Key Responsibilities Analyze and document business...