Language Fluency: English (Required)

Work Shift:

Please review the following job description:

Responsible for leading a team of assigned Underwriting & Portfolio Management teammates to deliver quality credit analysis and underwritings of credit transactions. Responsible for teams that manage complex debt structuring underwriting and portfolio management for Middle Market Wholesale clients. Portfolios could entail clients with capital markets and specialized industry needs as well as specialty structural considerations. Leads the day-to-day operation of the designated team focused on consistent execution of the credit process related activities and behaviors. Assumes overall responsibility for all underwriting and portfolio management results within the team. Includes strategic decision making around structure of the team hiring and recruiting training need and development system enhancements etc. Responsible for executing strategic changes. Actively participates in and may lead action forces projects etc. aimed at improving efficiency and effectiveness of the portfolio management organization.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.

• Ensures the development and retention of engaged industry leading teammates who are building critical skillsets to meet PM role expectations through regular 1x1 conversations training coaching and mentoring as well as inspection. Demonstrates leadership in developing and enhancing strong partnerships with key stakeholders across the organization.
• Support revenue and return growth objectives through strong partnership and communication in the identification screening prioritization and consistent underwriting of opportunities. Oversees all underwriting activity in the portfolio and influences client acquisition decision by actively participating in screen meetings. Brings expertise to transactions. Actively manages pipeline for new and renewing opportunities workflow and issue resolution keeping all stakeholders proactively informed to ensure expected timelines are met.
• Subject Matter Expertise: Partner closely with Banking peers to ensure effective delivery of complex financing solutions to Middle Market clients (companies owned independently by mid-cap Sponsors Institutions and Family Offices) through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking investment banking and commercial banking solutions in addition to market trends and business drivers. Understands and articulates industry trends patterns in the economy and the implications thereof and proactively shares information across the PM organization.
• Has an extensive and thorough knowledge of the groups portfolio as well as industry/market and is the primary point person for providing updates and guidance on issues and trends. Works closely with Banking peers and Credit Risk in proactively managing the portfolio and identifying industry trends.
• Manages all internal and external portfolio reviews Credit Review Internal Audit SNC and FRB exams.
• Ensures on-time performance of portfolio management practices such as annual reviews financial spreads compliance reviews.
• Span of Control (include # direct reports): Span of control generally includes 10-17 direct reports. Partners and interaction points include Line of Business Credit Risk Credit Risk Review Clients Technology Compliance etc. Decision-Making and Autonomy: PMTL has high degree of autonomy in decisions; has oversight and accountability for all activities within team.
• Problem Complexity: Very complex Leadership / Influencing / Negotiating / Persuading: Yes teammates in this position are required to exercise an independent point of view and provide recommendations to appropriate decision makers.
• Project or Program Management: Yes. This position runs ad hoc projects generally associated with regulatory risk and compliance issues.
• Nature and Area of Impact including Risk: Yes teammates in this position are required to execute with an independent point of view make decisions and provide recommendations as appropriate.

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelors Degree or an equivalent combination of education and experience.
• 10 years of experience in underwriting portfolio administration middle market loan credit decision making and 3 years of previous management experience.
• Subject Matter Expert level understanding of complex lending structures including leveraged loans and structured products.
• Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential.

Preferred Qualifications:

• MBA CFA or other advanced degree.
• Graduate of industry banking school.
• Active leadership role in industry profession association.

#Atlanta #Charlotte