Principal Transaction Approval - Asset Based Finance

Amsterdam - Netherlands

Monthly Salary: Not Disclosed

Posted on: 09-09-2025

Vacancies: 1 Vacancy

Job Summary

Empowering responsible growth through smart credit decisions

Join our dynamicSector & Asset Based Financeteam where youll combine analytical expertise with strategic thinking to manage complex credit transactions for leading Dutch Mid Corporate clients. Were looking for a strategic and hands-on leader to guide our Leasing & Commercial Finance risk team. Youll be at the heart of complex credit decisions working closely with commercial colleagues and shaping the future of asset-based finance. This is your chance to make a real impact on our clients our portfolio and your team. If you thrive in a fast-paced environment and enjoy combining analytical depth with leadership wed love to meet you.

The team

TheTransaction Approval & Advice (TA&A)department is responsible for analysing advising on and approving tailored lending transactions. We ensure these align with INGs risk appetite while supporting sustainable business growth. Our 50 risk managers are organised into three teams:

Portfolio(loans 5M)
Sector & Asset Based Finance(> 5M)
Specialised Lending(Sustainable Finance Structured Debt & Equity)

Youll join theSector & Asset Based Financeteam which consists of 20 professionals across three industry clusters. Your focus will be onAsset Based Finance (ABF) including ING Lease and ING Commercial Finance. We are adynamic and collaborative team working closely with Front Office and Sales to take responsible credit risks. We support each other step in when needed and value flexibility and a proactive mindset; especially given the fast-paced nature of our work. If suitable we offer increased responsibilities to match your personal learning curve. Our working language isDutch so fluency is essential

Role and responsibilities

Youll lead a team of 5 risk managers and act as the key contact for ING Lease and ING Commercial Finance. Youll oversee portfolio performance support product development and ensure alignment between 1st and 2nd line responsibilities. Youll also co-lead team development coaching and performance evaluation.

In addition to your leadership role youll be hands-on in managing and advising on client transactions - from origination to closing - while safeguarding INGs credit risk appetite.

Furthermore you will:

Approve and advise on credit applications modifications and reviews
Monitor the ABF portfolio and propose improvements
Define and advise on risk appetite for ABF products
Coach and develop team members
Collaborate with front office and support departments
Maintain strong relationships with internal and external stakeholders
Ensure compliance with credit policies and approval conditions
Support other Sector & ABF teams when needed
Contribute to risk policy development and strategic projects

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return well back you to develop into an even more awesome version of yourself.

To succeed in this role youll need:

8 years of experience in lending with strong credit analysis skills
Proven experience in Asset Based Finance (preferred)
Familiarity with legal documentation (e.g. LMA FAAN)
A collaborative mindset and strong communication skills
A proactive hands-on attitude with high integrity
Confidence to challenge ideas constructively and think independently
Affinity with data and automated credit decisioning
Fluent inDutch and English
Academic background (MSc) in Finance Business Economics or similar

What we offer

A collaborative inclusive team culture
Opportunities to grow and take ownership
A role where your expertise directly shapes INGs risk strategy

Rewards and benefits

We want to make sure that its possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include:
A salary tailored to your qualities and experience

25 - 28 vacation days depending on contract

Pension scheme

13th month salary

8% Holiday payment

Mobility Card

Hybrid working

Personal growth and challenging work with endless possibilities

An informal working environment with innovative colleagues

About us

Curious about how ING empowers people and businesses to move forward Discover what we do and what we can offer you.

Questions
Contact the recruiter attached to the advertisement. Want to apply directly Please upload your CV and motivation letter by clicking the Apply button.

We are looking forward to your application!

Required Experience:

Staff IC

Empowering responsible growth through smart credit decisionsJoin our dynamicSector & Asset Based Financeteam where youll combine analytical expertise with strategic thinking to manage complex credit transactions for leading Dutch Mid Corporate clients. Were looking for a strategic and hands-on leade...