Risk Management - Real Estate Banking Credit Officer - Vice President
Risk Management - Real Estate Banking Credit Officer - Vice President
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$ 123500 - 200000
1 Vacancy
Job Description
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.
As a Credit Risk Vice President on the Real Estate Banking Team you will be responsible for a portfolio of clients and will have primary day-to-day responsibility for managing and monitoring credit exposure to them. You will work a client base of leading real estate development and service companies. The portfolio of credit products we manage and monitor includes real estate asset level financings for ground up construction bridge facilities and stabilized term loans entity level working capital lines of credit derivatives and treasury lines.
Job Responsibilities
- Lead credit due diligence and provide credit expertise in reviewing new debt facilities for recapitalizations acquisitions construction/development and general corporate purposes.
- Supervise review and provide input on analysis prepared by junior team members and their workflow.
- Serve as theescalation point for the Portfolio Management group for any issues related to ongoing monitoring of the comprehensive oversight of the credit relationship including exposure collateral threshold management compliance potential problems and opportunities.
- Utilize assigned lending authority to approve lending and trading exposures within designated limits or obtaining higher level approval when needed.
- Review documentation for loan and derivative transactions and assist in the negotiation process. Ensure key negotiated terms are property represented in the final credit approval package.
- Provide a cohesive and comprehensive approach to review ratings risk assessment portfolios clients and sub-sectors.
- Lead senior management presentations for quarterly portfolio meetings to assess client industry and sector developments and to evaluate risk ratings.
- Lead the discussion and respond to questions regarding clients during internal and regulatory audits of the portfolio.
- Ensure compliance with all audit and administrative requirements including adherence to internal policies and procedures as well as regulatory guidance and requirements.
Required Qualifications Capabilities and Skills
- Minimum 5 years of experience in commercial/corporate credit investment banking lending or relevant experience within financial services
- CommercialReal Estate industry expertise
- Exceptional verbal and written communication skills
- Advanced knowledge of financial statements and accounting
- Strong understanding of financial products corporate finance and market dynamics
- Strong relationship management skills and success partnering with internal groups and interfacing with external clients
- Ability to effectively present analysis and interact with key stakeholders
- Highly proficient in Excel PowerPoint and Word
Preferred Qualifications Capabilities and Skills
- Experience with documentation related to credit agreements; negotiating loan and trading documents
- Capability to perform due diligence and negotiation with clients
Required Experience:
Chief
Employment Type
Full-Time
