Analyst, Credit Analysis
Analyst, Credit Analysis
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Job Description
About Northern Trust:
Northern Trust a Fortune 500 company is a globally recognized award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the worlds most successful individuals families and institutions by remaining true to our enduring principles of service expertise and integrity. With more than 130 years of financial experience and over 22000 partners we serve the worlds most sophisticated clients using leading technology and exceptional service.
Job Summary:
As an Analyst in Credit Analysis for Wealth Management you will be responsible for evaluating the creditworthiness of high-net-worth individuals (HNWIs) trusts privately held businesses Not for Profit and Commercial Real Estate entities seeking tailored credit solutions. Your role involves analyzing financial statements collateral and risk profiles to provide insights and recommendations that support personalized lending decisions. You will collaborate with relationship managers and internal stakeholders to structure credit facilities that align with the clients wealth management goals while adhering to Northern Trusts risk management framework. This position offers exposure to sophisticated financial products a dynamic work environment and opportunities to develop expertise in credit analysis for the wealth management sector.
Key Responsibilities:
Analyze financial statements credit reports and financial data to assess the creditworthiness of individuals or businesses.
Prepare credit memos and provide detailed recommendations to support lending and investment decisions.
Monitor borrower performance and ensure timely identification of potential risks by conducting thorough annual reviews.
Collaborate with onshore partners and relationship managers to develop tailored credit solutions.
Ensure adherence to Northern Trusts credit policies compliance standards process-related guidelines and controls.
Adhere to established QUALITY & QUANTITY SLAs consistently.
Stay informed about market trends regulatory changes and economic factors affecting credit risk.
Pay attention to detail to ensure all documents are processed correctly
Identify changes to processes to improve productivity and efficiency
Required Qualifications:
0-1 years of experience.
Bachelors degree in Finance Economics Accounting or Business Administration (or equivalent).
Strong financial and analytical skills including the ability to interpret financial statements.
Basic knowledge of credit analysis and risk assessment.
Proficiency in MS Excel and other analytical tools.
Strong interpersonal communication and problem-solving skills.
Preferred Skills:
Internship experience in banking finance or credit analysis is a plus.
Familiarity with regulatory frameworks credit scoring or risk management software.
Relevant certifications (CFA Level 1 FRM CMA ACCA etc.) are advantageous but not mandatory.
Working with Us:
As a Northern Trust partner greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged senior leaders are accessible and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
Wed love to learn more about how your interests and experience could be a fit with one of the worlds most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process please email our HR Service Center at .
We hope youre excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
About Our Bangalore Office
The Northern Trust Bangalore office established in 2005 is home to over 5600 this stunning office space we offer fantastic amenities which include our Arrival Hub Jungle the GameZone and the Employee Experience Zone that appeal to both clients and employees.Learn more.
Required Experience:
IC
Employment Type
Full-Time
