Post-Close Underwriter, VP
Post-Close Underwriter, VP
Posted on :
14-08-2025
Employer Active
1 Vacancy
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Monthly Salary
$ 110000 - 135000
Vacancy
1 Vacancy
Posted on :
14-08-2025
Job Description
Description
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. Were redefining the lending experience with innovative programs streamlined processes and a commitment to speed and precision. As we grow were looking for forward-thinking professionals who thrive in fast-paced collaborative environments.
ThePost-Close Underwriter VPis responsible for overseeing the post-closing audit function ensuring closed mortgage loan files are reviewed for completeness accuracy and compliance with internal policies investor guidelines and federal/state regulations. This leadership role involves managing a team of auditors driving quality control initiatives resolving audit issues and contributing to risk mitigation and operational excellence across the mortgage lifecycle.
Key Responsibilities
ThePost-Close Underwriter VPis responsible for overseeing the post-closing audit function ensuring closed mortgage loan files are reviewed for completeness accuracy and compliance with internal policies investor guidelines and federal/state regulations. This leadership role involves managing a team of auditors driving quality control initiatives resolving audit issues and contributing to risk mitigation and operational excellence across the mortgage lifecycle.
Key Responsibilities
- Supervise and support a team of Post-Close Auditors; assign tasks manage workloads and conduct performance evaluations.
- Provide training mentoring and ongoing professional development to ensure staff competency and compliance awareness.
- Oversee daily operations of the post-closing audit process to ensure timely and accurate file reviews.
- Ensure all audits meet internal timelines and service level agreements (SLAs).
- Review high-risk or complex files and escalate issues as needed to senior leadership.
- Ensure adherence to all investor (e.g. Fannie Mae Freddie Mac FHA VA) and regulatory guidelines (TRID TILA RESPA HMDA etc.).
- Identify trends in audit findings and work with internal departments (e.g. underwriting closing compliance) to resolve root causes and implement corrective actions.
- Maintain audit logs and prepare monthly/quarterly reports for senior management and compliance teams.
- Develop and refine post-closing procedures to enhance accuracy efficiency and quality.
- Partner with Compliance and Risk teams to ensure all audit findings are properly documented and addressed.
- Implement tools and technologies to streamline audit workflows and improve productivity.
- Serve as the key point of contact for internal teams investors and third-party quality control vendors regarding post-closing audit matters.
- Participate in internal and external audits investor reviews and regulatory examinations as needed.
Requirements
- 5 years of mortgage industry experience with a strong background in post-closing audits or quality control.
- 3 years in a leadership or management role preferably within a mortgage operations environment.
- Deep understanding of mortgage regulations loan documentation and agency/investor guidelines.
- Proficient in using mortgage LOS platforms (e.g. Encompass) audit tracking systems and document management tools.
- Proficient in Excel (VLOOKUP Pivot Tables Formatting and calculations for reporting).
- Strong leadership communication and conflict resolution skills.
- Detail-oriented with the ability to manage multiple priorities and deadlines in a fast-paced environment.
Why Join CAKE Mortgage
- Be part of a fast-growing company changing the game in Non-QM.
- Competitive compensation and performance-based bonuses.
- Collaborative and entrepreneurial culture.
- Opportunities for career advancement and innovation.
Required Experience:
Exec
Employment Type
Full Time
Key Skills
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