Senior Credit Analyst
Senior Credit Analyst
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Minimum Requirements:
- Ideally Bachelors degree in Finance Economics or related field or CA (SA) or CFA
- Ability to query interpret and present complex data clearly to support decisionmaking processes.
- Minimum 6 years experience in credit risk analysis in the retail/banking environment with comprehensive knowledge across the credit lifecycle
- Proven experience of successfully managing a team of credit analysts.
- Detailoriented and able to work independently
Responsibilities:
- Manage lending limits
- Conduct credit reviews and credit approvals
- Manage the customer database and provide input regarding limits ratings Loss Given Default (LGD)
- Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
- Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
- Keep portfolio current by reviewing at least once in a 12month period
- Identify transaction specific risks including credit taxation accounting and legal
- Document findings and report to the credit committee
- Act as a bridge between risk and business on contentious issues
- Remain objective and present both arguments and pros and cons
- Forecast and analyse financials and collate and model data (where required)
- Participate in meetings with senior stakeholders
- Project management i.e. track progress manage expectations and ensure stakeholders requirements are delivered
Employment Type
Full Time
