Credit Risk Modeller
Credit Risk Modeller
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1 Vacancy
Job Description
Credit Risk Modeller Turn Data into Smarter Lending Decisions
Do you see numbers where others see noise Can you design a model that sees the risk coming before anyone else Were on the lookout for a Credit Risk Modeller to help shape the future of smarter lending through powerful analytics and predictive risk modelling.
About the Role
This isnt just another modelling gig its an opportunity to take ownership of credit risk strategy and build high-impact solutions from scratch. Youll be at the heart of the decision-making process designing models that drive financial performance enable growth and ensure smart risk-taking across both merchant and consumer lending portfolios.
Duties & Responsibilities
- Design develop and maintain cutting-edge credit risk models that power smarter lending
- Build and refine credit scoring models that improve approvals and reduce defaults
- Monitor model performance and stability through diagnostic tools and validations
- Collaborate with analysts engineers and decision-makers to ensure clean data pipelines
- Produce transparent audit-ready documentation that supports model governance
- Contribute to stress testing and scenario planning for capital and regulatory assessments
- Help integrate your models into operational systems and automation pipelines
- Stay ahead of regulatory updates emerging modelling trends and AI innovations
- A degree in Statistics Data Science Actuarial Science Mathematics or a related field
- 37 years of hands-on experience building risk or financial models
- Strong knowledge of credit lifecycle scorecard development and risk KPIs
- Proficiency in Python R SQL or SAS and you know your way around large datasets
- Comfortable working in a fast-paced data-rich environment (bonus if fintech)
- Bonus: Familiarity with model governance validation frameworks or regulatory requirements
- Have an MSc or PhD in a quantitative field
- Know your way around machine learning even if its not your daily toolkit
- Can explain a Gini coefficient or PD curve to a business exec in plain English
- Have worked with cross-functional teams to embed models into production systems
- A role where your models directly shape lending decisions and risk appetite
- Full ownership of modelling lifecycle not just maintenance
- Real-world data real-time feedback and real impact
- A highly collaborative team of data enthusiasts and business innovators
- Room to grow innovate and elevate your career
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If you have not had any response in two weeks please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles / positions.
We also invite you to contact us to discuss your next career move in finance!
For more information contact:
Heidi Nieuwoudt on
Specialist Recruitment Consultant: Actuarial and Analytical
Employment Type
Full-Time
