Senior Analyst - Portfolio Profitability Modelling
Senior Analyst - Portfolio Profitability Modelling
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Job Description
Job Title: Senior Analyst - Portfolio Profitability Modelling
Contract Type: Permanent Fulltime
Location: Bradford Petersfield Chatham or London
Working Pattern: Hybridtypically 1 day a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldnt hinder you from applying for new opportunities which is why we aim to match your existing flexible working arrangements where possible.
What We Offer:
- Holidays: 25 days holiday up to 30 days (depending on service)
- Pension: We know it is important to save for the future that is why we will contribute up to 10%
- Maternity/Paternity: We realise that family time is important we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave
- Volunteering: 2 paid days to give back to the charity of your choice
- Development: LinkedIn Learning for all
- Finance: Snoop Premium available to all colleagues
- Medical: Opportunity to opt in for Private Medical Insurance
- Bonus: Discretionary annual bonus
The Role:
The Pricing Modelling team operates as a Centre of Excellence to develop maintain and evolve the capability of pricing models across the banks products (Credit Cards Vehicle Finance Second Charge Mortgages Savings). These models play a pivotal role in enabling the business to achieve its financial objectives by embedding advanced data-driven modelling in to commercial strategy and pricing decisions to drive sustainable profitability.
As an Analyst you will own the design development and maintenance of our profitability and pricing models and tracking suite. You will play key role in designing and shaping the next generation of models in a cloud-based data-driven environment to unlock greater flexibility and granularity to unlock faster smarter and more responsive decision making.
As a Senior Analyst - Portfolio Profitability Modelling you will:
- Lead the design development innovation and maintenance of our profitability & pricing models and tracking suites
- Evolve the capability of Pricing models through developing further automation enhanced granularity and streamlined user interfaces on a next generation cloud-based analytics platform
- Combine business strategies and levers with data driven customer performance within the models to translate key performance drivers into financial measures and outcomes such as RoTE & PBT
- Working to ensure we take the right decisions for our shareholders and customers by supporting other teams around the business in a wide range of profitability & financial analysis
- Place strong and robust controls and automation around everything you do to make sure that our tools and models are precise accurate and trusted throughout the business
- Ensure all models in operation are fit for purpose through the development of dynamic model monitoring suites recalibrating and redeveloping these models when necessary
- Identify new opportunities and improvements in current modelling practices processes and tools through inquisitive and innovative analysis
- Coaching junior team members; conducting peer-review of team members work and role modelling exceptional behaviours and standards
- Deputise for Senior manager as and when require
What Were Looking For:
- Pricing Modelling: Previous experience developing NPV / profitability / pricing / financial models in Python/SAS/SQL/Excel/or similar technologies with a full understanding of the purpose design mechanics and outputs
- Coding & Forecasting: Experienced with Python Snowflake SQL or SAS; confident developing code from scratch to manipulate and interrogate data with strong knowledge of forecasting techniques/tools/libraries
- Financial Metrics: Familiarity with the components and structure of the P&L / balance sheet and key financial measures and metrics
- Lending Products: Credit Cards Loans or Vehicle Finance product experience with knowledge of the profitability drivers & modelling approaches
- Model Development: A good understanding of the model development lifecycle and key principles
- Communication: Excellent verbal and written communication skills capable of presenting complex findings to non-technical stakeholders and building strong relationships with key stakeholders.
Offers are subject to satisfactory background checks including credit fraud and employment references.
Who We Are:
At Vanquis we have a simple purpose: to deliver caring banking so our customers can make the most of lifes opportunities. Established in 1880 were now a FTSE All Share company and leading specialist bank. We lend responsibly providing tailored products and services to over 1.75 million UK customers.
We take care of our colleagues as well as our customers working hard to create a rewarding and supportive work environment. That means competitive salaries benefits and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months you can join our Buy as You Earn scheme.
Were about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know youre here to build your career so we help every colleague with training and development opportunities. Making sure theres always something new to learn.
Vanquis Bank is an Equal Opportunity Employer
Here at Vanquis Banking Group we embrace everyones unique strengths and identities to be themselves at work. Regardless of how you identify yourself your sexual orientation martial or civil partner status race colour nationality ethnic or national background faith disability or age your experiences and background help enrich our teams and most importantly help support our customers in the best way possible. At the end of the day its our people that help us to fulfil the reason why were here in the first place: to help put people on a path to a better everyday life.
If theres anything we can do in the recruitment process to help you achieve your best get in touch. Whether its a copy of our application form in another format or additional assistance were available to help. You can contact us at
The Company
At Vanquis weve been empowering lives since 1880. As a FTSE All Share company and leading specialist bank we lend responsibly to over 1.69 million UK customers.
Were just as committed to our colleagues as we are to our customers offering competitive salaries comprehensive benefits and recognition schemes. With pension plans our Buy as You Earn scheme and ongoing training opportunities we create a supportive environment where you can grow and thrive.
Bring your authentic self find your voice and build your career with usbecause at Vanquis we believe in making the most of lifes opportunities.
The Benefits
Competitive base salary and rewards
Private Medical Insurance
25 days holiday entitlement
one day accrued for each year of service (max 30 days)
Defined contribution pension scheme
Discretionary bonus scheme
Perks at Work
A perks platform of over 30000 unique discounts
Volunteering
2 paid days to support a charity of your choice
Flexible hybrid & dynamic working policies
Personal & career development opportunities
Monthly and Quarterly Colleague Socials
Discounted gym membership
BUPA GP Service
Workplace Gallery
Documents
Required Experience:
Senior IC
Employment Type
Unclear
