Software Engineer - Receive - Backend (Java)

About the role:

Team you will be working with: Receive

The teams mission is to enable people and businesses to get paid faster cheaper in any currency via any payment method anywhere. Were building a wide array of innovative products across our Acquiring Payin and Account Details domains to facilitate receiving cross-border payments from around the world.

Our product engineering teams strive to truly understand what our customers need; working hand-in-hand with Product Managers Analysts and Customer Support to create powerful scalable solutions for millions of customers. This role offers the chance to make a significant impact addressing challenges like frictionlessly onboarding customers and enabling seamless international money transfers.

We are looking for an engineer that is passionate about solving complex problems for their stakeholders. Someone who thrives working in an environment where they are empowered to make decisions and drive features and products forward. To do this we believe that to make the best technical decision you should have a strong understanding of the products youre building. 

How we work:

We operate on a strong belief in automation programmatic implementation and reusable design. Were looking for people who can step back and think holistically about the ecosystem but also follow through and help implement the design.

We need to sustain this growth by continuously iterating on the services we run with a focus on availability security and ease of use. Were looking for an engineer with relevant experience who can analyse complex requirements and deliver simple solutions to help our teams achieve our mission with speed and confidence. 

What will you be working on

We are looking for a Backend Engineer who will help build our Receive platform. You will work closely Product Engineering and Analytics to design and build features and products while limiting risk and ensuring that we are scaling our operations to support millions of customers across the world.

Payin
The Payin Platform team build the systems through which all money flows into Wise they own an internal API product where youll work on making it easy for product teams to access global payin methods and scaling our extremely high throughput payment systems.

Account Details
You will work on expanding and scaling the account details platform to add support for more currencies and enhance payment processing for bank transfers.

Acquiring
The focus of Acquiring pod is to enable businesses to get paid in the format of their choice (think Invoices Checkout experience etc) with their choice of payment methods (think Cards Apple Pay Bank Transfers etc) at the lowest cost possible.

Qualifications :

What do you need

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

• Strong proficiency in backend programming languages like Java Python or Go.

• Expertise in designing and implementing RESTful APIs.

• In-depth knowledge of distributed systems principles. Experience in designing and optimising distributed architectures is a plus.

• Demonstrated experience working in product-led companies with a strong product mindset that prioritises user needs and business goals.

• Excellent verbal and written communication skills with the ability to convey technical concepts to both technical and non-technical audiences.

• Ability to break down complex problems into shippable milestones that deliver value fast.

• Proven experience in managing relationships with various stakeholders ensuring alignment and understanding of project goals and requirements. Skilled in balancing stakeholder needs with technical feasibility.

Nice to Have:

• Solid understanding of database fundamentals.

• Experience in messaging systems such as Kafka is a plus.

• Good understanding of payment systems and financial transactions.

Additional Information :

Interested Find out more:

• How we work a practical guide

• Wise Tech Stack (2025 update)

• Our Engineering career map

• Scaling our Infrastructure; how we make it work

• Wise Engineering do we offer: 

  • Starting salary: 65000 - 85000

  • Wise Benefits

  #LI-AB3 #LI-Hybrid

  For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

  Were proud to have a truly international team and we celebrate our differences.
  Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

  If you want to find out more about what its like to work at Wise visit .

  Keep up to date with life at Wise by following us on LinkedIn and Instagram.

  
  

  Remote Work :

  No

  
  

  Employment Type :

  Full-time